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$399,900
3 Beds ⋅ 2 Baths ⋅ 1,530 SqFt. ⋅ 58 DOM
Home is located on 1.26-acre fenced grassy parcel, on a paved road in an area known for larger lots and wide-open space. Enjoy the freedom to live your lifestyle--bring the chickens, start a garden, or design your dream outdoor setup. The property sits a massive 55' x 25' enclosed pole barn and carport with 50 amp electric panel box offering endless versatility. Step inside the farmhouse-style home with vaulted ceilings, abundant natural light, and durable LVP flooring throughout the main living areas. The 1,583-square-foot split floor plan provides privacy and comfort, with the living room centered around a cozy wood-burning fireplace. The open kitchen flows seamlessly into the dining area.

204 Comer Road, Palatka
$145,000
3 Beds ⋅ 1 Baths ⋅ 1,295 SqFt. ⋅ 22 DOM
Tucked away on a dead-end street, this 3-bedroom, 1-bath home offers a comfortable layout with tall ceilings and a convenient location just minutes from downtown Palatka, shopping, dining, the fishing dock/boat ramp, Ravine Gardens State Park, and the Palatka Golf Club. Inside, you'll find brand-new LVP flooring throughout, custom maple shelving, freshly conditioned butcher block countertops, a tiled shower, and a custom floating walnut vanity. The heated and cooled Florida sunroom provides flexible additional space and can be used as a third bedroom, office, or bonus room. Major system updates provide added peace of mind, including a metal roof installed in 2021, water heater in 2024, and HVAC replacement in 2025. Outside, enjoy the large front porch, spacious backyard, and large storage shed.

1124 S 12th Street, Palatka
$249,000
4 Beds ⋅ 2 Baths ⋅ 1,512 SqFt. ⋅ 65 DOM
Centrally located in Palatka, this beautifully renovated 4-bedroom, 2-bath home offers the feel of a brand-new home with the convenience of an established location. Just minutes from shopping, restaurants, and everyday conveniences, this home features a brand-new kitchen, updated living spaces, large yard, attached spacious workshop, and a functional layout that makes it completely move-in ready. Major updates include a new metal roof, new hot water heater, and new A/C, giving buyers added peace of mind from day one. Whether you're searching for your first home or your next home, this one offers comfort, value, and long-term potential.

110 Karen Drive, Palatka
$42,400
69 DOM
Gorgeous 2.03 Acre Corner Lot! Build your dream home or invest in land with this 2.03 acre wooded corner lot located about 25 minutes northwest of Palatka, FL. This property offers a peaceful rural setting with plenty of privacy while still being accessible from two roads thanks to its corner lot location. The lot is fully wooded, allowing you to clear your own homesite while keeping natural privacy around your property. Perfect for a home, cabin, or long-term land investment. Property Highlights: • 2.03 Acres • Corner Lot • Wooded for privacy • Quiet rural area • Great homesite potential Priced to move fast so inquire if interested!

121 Meadowlark Lane, Palatka
$299,900
3 Beds ⋅ 2 Baths ⋅ 73 DOM
Welcome to your move-in ready retreat on nearly 1.5 acres in peaceful Palatka! Built in 2022, this well-maintained 3-bedroom, 2-bath home offers the perfect blend of modern comfort and country living. Step inside to an open-concept layout with a bright living space, a spacious kitchen, and a split-bedroom floor plan for added privacy. Outside is where this property truly shines -- enjoy your fully fenced backyard, perfect for animals or play, plus an above-ground pool ready for relaxing Florida days. With plenty of space to spread out, garden, or entertain, this property offers the freedom you've been looking for with no cramped neighborhoods. Whether you're looking for your first home, a quiet escape, or room to grow, this one checks all the boxes. Conveniently located with easy access to town while still offering privacy and space. Don't miss your chance to own a newer home with land -- come see it today!

124 Jack Road, Palatka
$175,000
3 Beds ⋅ 1 Baths ⋅ 1,234 SqFt. ⋅ 83 DOM
Francis area home! Great opportunity on a 3-bed, 1-bath home with metal roof, newer HVAC, and an over-sized lot. Features include original hardwood flooring in some areas, spacious kitchen with lots of cabinet space, a large dining room with French doors leading out to a deck, and a huge laundry room with additional storage. Outside you'll find a fenced yard, 2-car attached garage plus a detached workshop. Sited on over 1/2-acre in a convenient location close to schools, medical facilities, and shopping. Easy to personalize -- bring your vision and finish the details!

146 Kelley Smith School Road, Palatka
$175,000
84 DOM
Rare opportunity to own approximately 16 acres with frontage extending to the St. Johns River). This unique property consists primarily of wetlands, offering privacy, natural beauty, and abundant wildlife. According to Putnam County, there is an approved homesite located closer to Panther Trail, providing the opportunity to build while still enjoying the peaceful riverfront setting. The property is unimproved and adjoins a larger tract of land, creating a secluded atmosphere with plenty of room to enjoy nature, recreation, and the Florida outdoor lifestyle. Conveniently located near public boat access to the St. Johns River. Same as MLS #2130839

125 Panther Trail, Palatka
$350,000
84 DOM
Rare opportunity awaits on the St. Johns River! This riverfront property spans just over 15 acres and offers a unique living experience. This property is largely comprised of wetlands, creating a peaceful natural setting with privacy, scenic surroundings, and abundant wildlife, while still offering ample space for a home site. Previously, a home stood on the property, but it has been removed. A workshop is in need of repair, but the property already has underground electric, a well, and is ready for your new home. However, it's recommended to inspect the septic tank to ensure its functionality. A walkway through the wetlands leads directly to the St. Johns River. Unfortunately, the walkway requires extensive repair due to hurricane damage. Additionally, according to the parcel, it can be divided again, which could potentially create another home site. Conveniently located near public boat access to the St. Johns River. The property is being sold AS IS. Same listing in MLS #2130839

121 Panther Trail, Palatka
$189,900
2 Beds ⋅ 2 Baths ⋅ 991 SqFt. ⋅ 87 DOM
Experience peaceful country living at 100 Vivian Dr in Palatka. This beautifully renovated 2-bedroom, 2-bath manufactured home sits on a fully fenced 1.15-acre high-and-dry lot just minutes from town. Recent upgrades include a new metal roof in 2020, new A/C in 2022, and septic pumped and inspected in 2022. Inside, you'll find upgraded flooring throughout, a recently remodeled kitchen, and an impressive master bathroom renovation that truly stands out. The property also offers three storage buildings for tools, equipment, or hobbies. With its quiet rural setting, excellent condition, and thoughtful updates, this move-in-ready home delivers comfort, convenience, and country charm. Private financing may be available with a sizeable down payment.

100 Vivian Drive, Palatka
$214,900
3 Beds ⋅ 1 Baths ⋅ 960 SqFt. ⋅ 87 DOM
Welcome home to this beautifully updated 3-bedroom, 1-bath home located on a spacious corner lot in Palatka! This move-in ready property offers peace of mind with a newer metal roof & brand new windows just installed in March, bringing in natural light while improving energy efficiency. Step inside to find fresh interior paint, updated light fixtures, & new blinds throughout, creating a clean and modern feel. The kitchen and bathroom have both been tastefully updated, and all appliances are included--featuring a new washer/dryer for added convenience. Outside, enjoy a fully fenced backyard perfect for pets, kids, or entertaining. The property also includes a large storage shed with brand new floor, a covered carport, & a spacious front porch ideal for relaxing or hosting guests. Connected to public utilities and situated on a gorgeous, oversized corner lot, this home combines comfort, functionality, & value. Seller also offering $3k toward Buyer costs.

2601 State Street, Palatka
$350,000
2 Beds ⋅ 2 Baths ⋅ 1,233 SqFt. ⋅ 92 DOM
Investor opportunity on the St. Johns River. Situated on 1.65 acres, this property offers direct river frontage with a dock and boat lift, along with electric and water already in place at the dock. Located approximately 20 minutes to Palatka and about 35 minutes to Green Cove Springs, this setting provides a balance of privacy and accessibility. Spend hot summer days on the water--boating, fishing, or simply enjoying the breeze--with numerous waterfront restaurants accessible by boat nearby. The property includes two structures. The front home is in disrepair as the prior owner did not complete renovations. The primary residence is a concrete block home built in 1978, offering 2 bedrooms, 2 bathrooms, and approximately 1,233 square feet. The home will require renovation and is being sold in its current condition. There are two artesian wells and two septic systems on site, providing flexibility for future use. Being sold AS IS. No repairs will be made. Cash buyers only.

550 Cedar Creek Road Unit 2, Palatka
$40,000
93 DOM
1.73 acres. Very secluded. Trust the road. Sign on property.

248 Saddleback Trail, Palatka
$160,000
2 Baths ⋅ 1,272 SqFt. ⋅ 94 DOM
Brick commercial building in downtown Palatka offering 1,272 sq ft of C2-zoned space. Formerly used as a church, this property has a solid layout that could work for a variety of business uses. Features include updated electrical, two bathrooms, and city water and sewer already in place. Great opportunity in a growing downtown area with plenty of potential for retail, office, or service-based business.

225 N 2nd Street, Palatka
$239,900
3 Beds ⋅ 2 Baths ⋅ 1,537 SqFt. ⋅ 97 DOM
Charming concrete block home on 1+/- acre, just minutes from town. This bright, cheerful 3-bed, 2-bath ranch home has been lovingly maintained and it really shows. Features include a sun-filled living room, spacious kitchen, open dining area, and an enclosed rear porch that could add additional living space. The primary suite includes an attached private bath, and the two additional bedrooms offer room for guests or office. The oversized laundry room has additional storage cabinets. Outside you'll find a large detached 2 car garage and rear patio. The corner lot offers an expansive yard with plenty of open space and nice trees, perfect for gardening, pets, or outdoor entertaining. Brand new septic system installed July 2026. Zoned Agricultural and no HOA. Conveniently located with quick access to shopping and schools.

104 Heidt Lane, Palatka
$210,000
3 Beds ⋅ 2 Baths ⋅ 1,085 SqFt. ⋅ 99 DOM
Great location near shopping and services but not in the city limits so enjoy lower tax bill! Public water, paved street and no HOA. Sturdy concrete block construction with recent improvements such as newer metal roof, windows, updated bathrooms and kitchen in 2022. Oak shaded fenced backyard with small shed. Open living area with split bedrooms. Large tiled shower in master bath. Minutes from the city marina on the St. Johns River and Ravine Gardens State Park for recreation.

1414 Roselle Avenue, Palatka
$475,000
3 Beds ⋅ 2 Baths ⋅ 1,170 SqFt. ⋅ 99 DOM
Escape to your own private retreat on 19.38+/- acres, where peaceful country living meets modern comfort. Surrounded by majestic oak trees and tucked away from neighboring homes, this exceptional property offers the privacy, space, and freedom that are increasingly hard to find. This cozy 3-bedroom, 2-bath home offers an open-concept floor plan with soaring vaulted ceilings that create a bright and spacious living area. The updated kitchen seamlessly connects to the main living space, making it ideal for entertaining, hosting family gatherings, or enjoying everyday life. A unique loft with a spiral staircase adds extra versatility, providing the perfect space for a guest room, home office, or kids' playroom. Recent improvements include a freshly painted exterior (2026), updated kitchen appliances (2026), washer and dryer (2026), primary shower (2024) and a roof installed (2016), offer added value and peace of mind. These updates, along with the property's private well (2025) and septic system (2024), enhance the self-sufficient country lifestyle this home provides. Step outside and discover everything this remarkable acreage has to offer. The property is cross-fenced and includes multiple outbuildings, providing ample space for livestock, horses, equipment, workshops, hobbies, or additional storage. With no HOA restrictions, you'll have the flexibility to create the lifestyle you've envisioned. Whether you're dreaming of a horse property, hobby farm, flourishing gardens, ATV trails, outdoor adventures, or simply a peaceful place to enjoy nature, this versatile property is ready to accommodate your plans. Established hunting opportunities and abundant wildlife make it equally appealing for outdoor enthusiasts and sportsmen. Enjoy the tranquility of rural living without sacrificing convenience. Downtown Palatka is approximately 20 minutes away, Gainesville is about 45 minutes, and the beaches of St. Augustine are roughly one hour away. Outdoor recreation is close at hand, with Etoniah Creek State Forest just 15 minutes away, offering miles of horseback riding trails, hiking, wildlife viewing, and opportunities to experience Florida's natural beauty. Opportunities to own nearly 20 private acres with an updated home, usable land, and this level of versatility are becoming increasingly rare. Whether you're searching for a full-time homestead, weekend retreat, or a property with room to grow, this is the place that offers the space, privacy, and potential to make your vision a reality.

461 Old Starke Road, Palatka
$20,000
101 DOM
Opportunity and location come together on this over half-acre parcel on Tyre Road, just off FL-20. Mostly cleared and ready for your ideas to take shape, with power available at the road to help you get started with ease. Zoned R-2, this property offers the flexibility to create what fits your vision--whether that's a site-built home or a new mobile home setup. Conveniently located less than 15 minutes from Palatka, with a straight shot to Gainesville and just minutes from the everyday conveniences of Interlachen, you'll have the best of both accessibility and breathing room. If you've been waiting for the right piece of land to bring your plans to life--this might be it.

115 Tyre Road, Palatka
$179,900
107 DOM
PRIME 4.67 FENCED ACRES ZONED AG WITH IMPROVED PASTURE & MAJESTIC LIVE OAKS! ZONED FOR HORSES & CATTLE! Parcel has 330' +/- paved road frontage on W Peniel Rd & 616' +/- on the north & south boundary lines. Peaceful location for your dream home or possibly a family S/D! 50' easement on south boundary lined with beautiful mature sycamore trees. High & Dry Land. Property is in Flood Zone X. Deed restricted to homes only. Measurements to be verified by a boundary survey. Shown by appointment only. This listing is part of a 11.46 Acre Parcel (MLS# 2116037) & part of the referenced parcel #.

XX W Peniel Road, Palatka
$397,900
3 Beds ⋅ 2 Baths ⋅ 1,288 SqFt. ⋅ 112 DOM
Welcome to peaceful country living in Putnam County! This immaculately kept and completely remodeled 3 bedroom, 2 bath home sits on 2.27 acres and features a functional layout with a private primary suite and private bath. The property includes a one car garage, two car carport, concrete block shed, two metal sheds each with its own travel trailer (trailers convey), an additional metal shed with carports on both sides, and a metal building set up as a party area. Fully fenced corner lot with a separate fenced garden area. HVAC new in 2025 and roof recently top coated. Survey available. Bring your horses, toys, and more, plenty of room to spread out. Don't miss this one!

239 Lynne Drive, Palatka
$74,900
112 DOM
Discover what dreams are made of and build your dream home on this beautiful 1.07-acre property (173' x 200') featuring a private 185' easement entrance for added privacy and seclusion. The seller has already completed valuable improvements including removal of an older home, clearing of the land, & sitework for a new build, saving you time and expense. Property includes a functioning well (with aerator), septic system sized for a 3-bedroom home, & power pole already in place, which all saves on extra costs/fees. An already established circular driveway and gated entrance provide convenience and privacy. This versatile property allows for site-built or manufactured homes and is surrounded by peaceful natural beauty. Zoned AG so bring your farm animals. Enjoy a tranquil setting just minutes from town, offering the perfect balance of privacy and accessibility for your future forever home.

396 Stokes Landing Road, Palatka
$109,900
122 DOM
6 acres of Agricultural property, perfect for building your new home! Plenty of room for horses, pasture, and country living with endless possibilities.

Henry Norwood Way, Palatka
$899,000
3 Beds ⋅ 3 Baths ⋅ 2,922 SqFt. ⋅ 130 DOM
Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River--where privacy, function, and lifestyle converge on approximately 1.47 acres. Behind an elegant security gate, this 3-bedroom, 3-bath residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and 3 palm trees framing the river's edge. Property is high and dry in flood zone X. Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. 2 wood-burning fireplaces add warmth & character, and the open layout provides relaxing living and water views from most rooms. Outdoors, the property is fully equipped for waterfront living. Enjoy a 10,000 lb. boat lift (12' x 21'), a spacious wet slip (approximately 20' x 35'), and direct access to navigable water. Dock has water and electric. The tiki bar creates an inviting setting for gatherings, while the dock and river views complete the experience. Additional improvements and features include: - Detached climate-controlled workshop (20' x 40') could be used as Accessary Dwelling Unit. - Covered RV structure (approximately 20' x 42' x 14') with 20/30/50 amp receptacles - Second gated entrance for RV and equipment access - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Plenty of additional parking - room for all your guests! - Irrigation System for front and back of the property - Stunning wide-open views of the the majestic St. Johns River from almost the entire home - Huge back porch with wood ceiling, fans, and skylights - great relaxing place - Fun Tiki Bar on the dock---sip on your favorite beverage and enjoy the views! Great entertaining space, too! This is more than a home--it's a fully equipped waterfront property designed for boating, entertaining, and living without compromise.

524 Cedar Creek Road, Palatka
$665,000
5,796 SqFt. ⋅ 134 DOM
Located in the heart of Palatka's vibrant and growing downtown district, this highly visible commercial building sits at the corner of the busiest intersection downtown, with approximately 20,000 vehicles passing daily -- offering exceptional exposure and branding potential. This well-maintained property features five fully leased units, providing stable, diversified rental income and strong occupancy performance. Each unit benefits from Downtown Business zoning, supporting a wide range of commercial uses and appealing to a variety of retail, office, and service tenants. This asset presents an outstanding opportunity for investors seeking a turn-key, income-producing property in a central, walkable, and increasingly desirable Florida downtown market.

900 St Johns Avenue, Palatka
$250,000
3 Beds ⋅ 2 Baths ⋅ 1,296 SqFt. ⋅ 137 DOM
This brand-new 2025 doublewide offers 3 bedrooms, 2 bathrooms, & sits on .76 acres in a peaceful area where a Sheriff's officer lives right across the street, adding an extra sense of security. Inside, you'll love the open-concept layout connecting the living room, dining area, and kitchen, perfect for everyday living or entertaining. The home features beautiful vinyl flooring throughout, spacious bedrooms, and a large laundry room with a back door for easy access outside. The kitchen includes a huge pantry for storage, while the primary suite offers double sinks and a walk-in shower. Outside a 2-car carport, a 10x20 shed with roll-up and walk-through door, and an aerator water system. Enjoy small-town living while staying conveniently located -- about 45 minutes to Gainesville & St. Augustine, & about an hour to Jacksonville or Daytona Beach. Palatka is known for its historic charm, beautiful riverfront, and outdoor recreation. Sellers are relocating due to family health issues.

203 Sw 5th Avenue, Palatka
$450,000
160 DOM
A place to slow down, spread out, and enjoy the rhythm of the river. This beautiful slice of Old Florida offers approximately 2.05 acres on the St. Johns River, just a short drive about 10-15 minutes from downtown Palatka and roughly 35-45 minutes to Green Cove Springs. Whether you envision weekends on the water, gathering with family, or simply enjoying the quiet that comes with riverfront living, this property provides the setting to make it your own. The lot is mostly cleared, with classic Old Florida cypress trees lining the river and creating a natural, scenic backdrop. A covered dock with an electric boat lift is already in place, making time on the water easy and accessible. The artesian well, sturdy pole barn, and existing electric add functionality and flexibility for future plans. With no HOA, you have the freedom to use your land in a way that fits your lifestyle. Hop in the boat and head out for lunch at Six Mile Crab Shack in St. Augustine. to Renegades on the River in Welaka. You'll also find yourself in the heart of some of the best bass fishing waters in the country. Zoned Residential, Single-Family Estate, this is an opportunity to create a homestead that reflects how you want to live--uncomplicated, connected to nature, and rooted in the character of the St. Johns River.

455 W River Road, Palatka
$225,000
3 Beds ⋅ 3 Baths ⋅ 1,920 SqFt. ⋅ 160 DOM
Well maintained block home located in charming and historic St Johns riverfront community of Palatka. Sitting right off US 17- a main artery leading to the Jacksonville area via Clay county, and centrally located keeping Gainesville, St Augustine, and Jacksonville all within an hour's drive. Sturdy block home with a metal roof. Features 3 bedrooms and 3 baths with a large living area. 960 square foot block building currently used for storage, and could be used to run a small business out of or a workshop. Property sits on almost 3/4 of an acre allowing ample room for enjoyment of evenings under the oak tree shade. Property is currently zoned C-2 commercial with investor potential or high potential of being rezoned for primary residence.

101 E Harris Street, Palatka
$525,000
161 DOM
Rare opportunity on the St. Johns River! Just over 30 acres on the St. Johns River. The property includes wetlands, but there is enough space for three home sites per Putnam County. The home sites front Panther Trail. 121 Panther Trail, a 15.34-acre parcel, previously had a home and currently has a workshop that is in need of repair, underground electric, a well, and is ready for your new home. However, it's advisable to inspect the septic tank to ensure its functionality. The walkway leading to the St. Johns River requires extensive repair. Furthermore, according to Putnam County, 121 Panther Trail can be divided again, potentially creating another home site. 125 Panther Trail, totaling approximately 16.42 acres, has an approved home site. Being sold 'AS IS'

121 & 125 Panther Trail, Palatka
$18,000
176 DOM
Vacant land , approximately .57 of an acre, located on paved road and not far from shopping, hospital, and schools. Zoned agriculture.

1658 S State Rd 19, Palatka
$115,000
181 DOM
New to the market! This property is conveniently located in the heart of Palatka. Total of four lots. Ready for your new home. Beautiful shades trees with plenty of potential.

117 Nellie Street, Palatka
$225,000
3 Beds ⋅ 2 Baths ⋅ 1,322 SqFt. ⋅ 184 DOM
Welcome home to this well-maintained 3 bedroom, 2 bathroom residence situated on a spacious 0.34-acre lot in the heart of Palatka. This property offers a desirable open-concept floor plan, perfect for everyday living and entertaining. The kitchen features stainless steel appliances including a refrigerator, dishwasher, electric range, and microwave, and flows seamlessly into the main living areas. Additional highlights include a 2-car garage, shingle roof, and a fully fenced backyard with a convenient storage shed—ideal for outdoor enjoyment and extra storage. Centrally located with easy access to local schools, shopping, dining, and all that Palatka has to offer. A great opportunity to own a move-in-ready home with space and functionality.

410 S 14th Street, Palatka
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