Putnam County, FL Real Estate | Putnam County, FL Waterfront Properties for Sale

4 Beds ⋅ 4 Baths ⋅ 3,132 SqFt. ⋅ 143 DOM

RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany & white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include 100' of concrete bulkhead, rear screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners, Philips Leary, holds an active FL Real Estate License

520 River Street, Palatka

$18,000

143 DOM

***NEW PRICE*** Lakeside Living On Beautiful Lake Argenta! Escape to serenity with this .74 +/- acre mostly cleared property, nestled in a quiet residential neighborhood on peaceful Lake Argenta. Surrounded by lush, mature trees that provide shade and privacy, this lot offers the perfect blend of nature and convenience. Enjoy direct lake access with your own private dock, ideal for boating, fishing, or simply relaxing by the water's edge. Located on a private street, this property provides the ideal setting for building your dream home or a tranquil weekend retreat. Close to all activities and amenities of Crescent City. City water and sewer are available for the property - but are currently not connected.

817 Randolph Street, Crescent City

$235,000

2 Beds ⋅ 2 Baths ⋅ 1,348 SqFt. ⋅ 143 DOM

Tucked along the peaceful shores of Lake Wimberly, this waterfront property offers a rare blend of privacy and flexibility. The main home features 2 bedrooms and 2 full baths with a split layout, designed for comfortable living and filled with natural light. Enjoy quiet mornings or relaxed evenings from the screened porch overlooking the water. The home has been thoughtfully updated with a new HVAC condenser, metal roof, gutters, foundation leveling, fresh interior paint, updated hardware, new plugs, switches, and covers, toilets, a tub surround, light fixtures, a micro/hood combo, and exterior lighting. A separate 1-bedroom, 1-bath guest cottage adds versatility, complete with a living area, kitchenette, and its own spacious deck with lake views. It has also been updated with new plugs, switches, and covers for added peace of mind. The property also includes a large powered workshop, a storage shed, and two RV hookups. The septic tanks have been recently pumped throughout the entire property. Ideal as a full-time residence, seasonal retreat, or income-producing opportunity, this property offers endless potential. With few homes on the lake, it remains peaceful while still perfect for fishing, kayaking, and swimming. No HOA or rental restrictions, with easy access to Gainesville, Palatka, and Ocala.

115 Lake Susan Road, Hawthorne

$709,000

4 Beds ⋅ 4 Baths ⋅ 2,920 SqFt. ⋅ 69 DOM

Florida charm at its finest!!! All furniture and appliances convey! Welcome to 105 S Lake George Drive a beautifully kept and naturally preserved property located on the bank of Lake George in the heart of it all. Standing in your backyard you'll experience a shady, natural canopy presented by the native cypress and coastal oaks. Enjoy your coffee in the morning with a breezy early sunrise, then retreat with family and friends in the afternoon for a cookout and entertaining under your private covered patio overlooking the water. The wide open and natural surroundings are quiet, peaceful and surely majestic. Take a nature walk, experience the wildlife, go fishing, or just admire the natural surroundings for all that they have to offer. The home was built in 2006 and is meticulously maintained. The open floor plan is perfect for entertaining and includes a large great room with adjacent kitchen. The panoramic window designs provide beautiful natural light and unending lake views. The home boasts 4 bedrooms and 4 bathrooms. Parking is abundant, with plenty of room for toys and on-site storage. Seasonal residents and investment minded owners are surely welcome. No stuffy homeowner's associations here. Income producing opportunities are abundant. For serious and recreational boaters alike, an updated Forida cracker-style marina with boat slips is a short walk away. If you're looking for old Florida charm at its finest, 105 S Lake George is awaiting your arrival!

105 S Lake George Drive, Georgetown

$679,990

3 Beds ⋅ 3 Baths ⋅ 2,187 SqFt. ⋅ 145 DOM

Florida Lakefront retreat on Lake Broward BONUS *Sellers are offering $20,000 flex cash as a flooring and dock allowance* Dock permit already secured!. Extensive upgrades. Ideal for boating, Big Bass fishing, & private waterfront living. This move-in ready property combines luxury & functionality w/ a metal roof, 180' deep private well, upgraded septic system, hurricane-impact windows, & new structural sheathing w/ premium fiber cement siding (2023). Fully remodeled designer kitchen (2025-2026) custom cabinetry, soft-close hardware, pull-out storage, upgraded countertops, island, tile backsplash, & modern lighting. Interior highlights include Saltillo tile floors, knotty pine accents,& a dramatic floor-to-ceiling stone fireplace. Expansive 32'x56' climate-controlled garage with 1.5-story addition includes a finished studio, full bath, and entertainment lounge with ice maker, keg cooler, & sink--perfect for guest quarters, multigenerational living, or a private retreat This property has been extensively improved making it a turn Key investment, offering both structural and lifestyle upgrades rarely found in one property. Waterfront Advantage: Dock permit already secured--rare and valuable for Lake Broward. Buyer can move forward with construction without the delays and uncertainty typically associated with permitting. Major Systems & Exterior Improvements: " Metal roof (2012) " 4" submersible well, 180' deep (2010) " Septic system upgraded with new field (2008) and lift pump replaced (2018) " Structural upgrade (2023): Georgia Pacific Forcefield 7/16" sheathing with taped seams + new fiber cement siding (James Hardie) and LP trim " Hurricane-impact windows (west wall reframe) " Blown-in cellulose insulation (2016) " 5 Car+ Garage 7'4" high doors, Full bath, A/C & Bar/Mancave Interior Upgrades & Features: " Kitchen remodel (2025-2026): new cabinetry, soft-close hardware, pull-out stainless inserts, countertops, island, tile backsplash, sink, faucet, garbage disposal, pantry, lighting, and doors " Great room remodel with updated walls, insulation, ceilings, and lighting " Master bathroom remodel with air bath tub, updated vanity, tile, and finishes " Jack & Jill bathroom full renovation including plumbing, fixtures, and finishes " Utility room and bath update (2026) " Whole house electric instant water heater " Plumbing updates (2015) Construction & Design Features: " Saltillo tile floors in kitchen and great room " Tile flooring throughout " Knotty pine walls in great room and Jack & Jill bedrooms " Floor-to-ceiling stone wood-burning fireplace Garage & Flex Space (Standout Feature): 32'x32' air-conditioned garage plus 24'x32' 1.5-story addition: " Finished and conditioned upper-level studio with sink, storage, and flexible use " Main level entertainment space with ice maker, keg cooler, sink " Full bathroom in garage " Tankless water heater (garage) " Built-in compressor system with piped outlets " Cabinets, countertops, hose and electrical reels " Sound system Additional Structures & Infrastructure: " Pump shed (12'x12') + addition " Generator shed with PTO whole-house generator " Whole house water filtration system (located in pump shed) Exterior & Site Improvements: " Fencing with block columns and tile cladding " Wood and steel post fencing along property lines " Automatic gated entrance with lighting " Electrical service to gate and pond pump with timer " Concrete aprons and sidewalks This property is ideal for a buyer seeking a move-in ready lakefront home with substantial infrastructure already in place, flexible living/workspace, and the added value of a permitted dock. Rare combination of durability, functionality, and future waterfront enhancement potential. "All information is deemed reliable but not guaranteed and should be independently verified by the buyer and buyer's agent."

163 Sunny Lane, Pomona Park

$500,000

149 DOM

2.97 acres on the St. Johns River, positioned high on a bluff for elevated views and a truly unique homesite. Tucked away behind a long private driveway, this property offers exceptional privacy and is already improved with well, septic, and power. A rare opportunity to create a custom riverfront estate or peaceful getaway with expansive water views and room to spread out.

113 Federal Point Road, East Palatka

$260,000

3 Beds ⋅ 4 Baths ⋅ 1,860 SqFt. ⋅ 150 DOM

FINANCING AVAILABLE -- THIS IS NOT A CASH-ONLY SALE. Unlike many homes of this style and age that have been incorrectly marketed as cash-only, 155 Tompkins Road is financeable through select lenders. Don't let outdated assumptions limit your buyer pool -- conventional and specialty financing options exist for qualified buyers. Set beneath a canopy of ancient live oaks draped in Spanish moss, this 3-bedroom, 4-bathroom home with a dedicated office sits on 2.1 acres with 150 feet of lake frontage in the heart of Pomona Park -- one of Putnam County's most quietly coveted rural communities. With a metal roof overhead and room to breathe in every direction, this is the kind of property that doesn't come up often. Inside, the layout flows the way a home should. The oversized living room anchors the main living space with carpet, natural light, and plenty of room for the whole family. The dining area steps up with wainscoting, hardwood-look flooring, and a chandelier that sets the tone before you even reach the kitchen. That kitchen means business: white cabinetry, granite-look countertops, and a full suite of stainless LG appliances including a French door refrigerator, range, microwave, and dishwasher. The primary suite is private and spacious with a walk-in closet and its own en-suite bath. Two additional bedrooms, three more full bathrooms, and a dedicated office -- easily a 4th bedroom -- round out a floor plan that works for families, remote workers, or anyone tired of making compromises. Step outside and the value keeps building. The backyard is fenced and features an above-ground pool set into a custom wood deck -- a resort-style setup ready for Florida summers. Situated right by the pool is a fully equipped separate building housing the laundry and fourth bathroom, complete with electric, water, and air conditioning. This flex space could easily function as a private office, guest suite, or additional bedroom -- making this a potential 5-bedroom property depending on your needs. Multiple sheds on the property provide an abundance of storage, keeping everything organized and out of the way. The covered carport and front porch with rocking-chair space round out the outdoor package. Two wells and two septic systems give this property a level of infrastructure independence that's rare and genuinely valuable -- no water bills, no shared utilities, built to handle whatever you need. And then there's the waterfront. One hundred and fifty feet of lake frontage on 2.1 acres of land -- fish from your own shoreline, launch a kayak before coffee, or simply watch the sun set over the water from your own property. Pomona Park sits squarely in Florida's outdoor paradise -- the St. Johns River corridor. Dunns Creek State Park, 6,200 acres of hiking, kayaking, and pristine wilderness, is right in your own community. You're 8 miles to Crescent City, 16 miles to Palatka, under an hour to Gainesville, and 75 miles to Jacksonville.

155 Tompkins Road, Pomona Park

$140,000

3 Beds ⋅ 2 Baths ⋅ 1,344 SqFt. ⋅ 151 DOM

This property consists of two separate parcels totaling 6.8 acres--nearly 7 acres that immediately set it apart, offering space, privacy, and long-term potential. The home itself will require updates and improvements, but it provides a solid starting point for someone looking to reshape or reimagine the property over time. What makes this offering compelling is the balance between the existing structure and the land value. With this much acreage, the opportunity goes far beyond the current footprint. This is a property for someone with vision--ready to create something more intentional in a setting that actually allows it.

1056 Bellamy Road, Melrose

$69,000

151 DOM

Beautiful one acre waterfront lot on a clear water private lake. Great homesite location in a homes only neighborhood. This area has abundant wildlife that includes deer and wild turkeys. Deep lake is great for swimming and fishing. Build your dream home and enjoy the serenity of nature. Easy commutes to Gainesville, Ocala, St Augustine, Jacksonville and more!

111 Gator Trail, Melrose

$350,000

3 Beds ⋅ 2 Baths ⋅ 1,568 SqFt. ⋅ 156 DOM

Welcome to Sportsman Lodge, a peaceful golf cart-friendly community along the scenic St. Johns River in Welaka, Florida--an area proudly known as the ''Bass Capital of the World.'' Surrounded by natural beauty and just moments from the Ocala National Forest, this charming single-story condo offers 3 bedrooms, 2 bathrooms, and a comfortable layout built in 2007. This property provides an ideal opportunity for those seeking a relaxed, nature-focused lifestyle with easy living in mind. Inside, you'll find a spacious open layout filled with natural light, enhanced by durable tile flooring throughout the home. The kitchen is well-equipped with modern conveniences including a dishwasher, electric range, microwave, refrigerator, and ice maker, perfect for both everyday living and entertaining. The thoughtful design allows for seamless flow between living spaces, creating an inviting atmosphere whether you're hosting guests or enjoying a quiet evening at home. The exterior of the home reflects the easygoing lifestyle that Sportsman Lodge is known for. The property offers a simple yet functional outdoor space, ideal for those who appreciate low-maintenance living while still having access to the beauty of the outdoors and nearby riverfront activities. Convenience is another key highlight of this home's location. With quick access to major roadways like U.S. Route 17 and County Road 309, commuting and travel are made easy. Essential services and destinations are within reach, including HCA Florida Putnam Hospital, as well as shopping options such as St. Augustine Premium Outlets and Palatka Mall. Educational institutions like St. Johns River State College and First Coast Technical College are also nearby, adding to the home's accessibility and appeal. This property offers a unique blend of comfort, convenience, and connection to nature in one of Northeast Florida's most laid-back riverfront communities. Whether you're looking for a primary residence, a weekend getaway, or an investment opportunity, this condo provides a lifestyle centered around relaxation and outdoor enjoyment. Now available and ready for showings, this is your chance to experience everything Sportsman Lodge and the Welaka area have to offer.

99 Broad River Place Unit 2107, Welaka

$265,000

157 DOM

200 FT ON THE ST JOHNS RIVER FROM THIS 1/2 ACRE PARCEL WITH THE MOST GORGEOUS SUNSET YOU'LL EVER SEE! Less than 2 miles to world class bass fishing at Bass Pro Floridian Sports Club. This magnificent piece of property backs up to 2+ acres of conservation easement land which allows privacy and serenity in all directions where you can only see water & forests. Deep water location is perfect place to build a dock for your boat, jet skis & any other water toys. Located next to boat launch at end of street. Located in Georgetown where some of the best fishing takes place! Commute to Jacksonville or St Augustine!

Wooten Road, Crescent City

$389,900

3 Beds ⋅ 2 Baths ⋅ 1,920 SqFt. ⋅ 159 DOM

Introducing 293 Maxwell Drive, a stunning 2023 Jacobsen-built home that sets a new standard for waterfront living in Welaka. Positioned on a high bluff overlooking a serene protected cove just moments from the St. Johns River, this property has never experienced flooding and requires no flood insurance -- a rare and valuable distinction in this community. Built just two years ago and maintained in absolute showroom condition, every inch of this home reflects thoughtful design and quality craftsmanship. Soaring 9-foot ceilings, crown molding, and wide-plank flooring flow throughout, creating a bright, modern feel that immediately sets this home apart. The custom kitchen is the heart of the home and truly a showpiece. White cabinetry frames a dramatic arched feature wall with a tile backsplash and wall-mounted range hood. A large reclaimed wood island with bar seating anchors the space, while stainless steel appliances, a striking farmhouse apron sink, recessed lighting, and pendant fixtures complete the look. The kitchen opens seamlessly to a dedicated dining area and two generous living areas -- giving you all the room you need to entertain or simply spread out and relax. The primary suite is a true retreat, featuring crown molding, a ceiling fan, a custom-built walk-in closet with full shelving and dual hanging systems, and a spa-quality en-suite bath. Two additional bedrooms and a second custom bathroom are equally well-appointed, with the same attention to finish and detail found throughout the home. Step outside onto the expansive Trex deck and take in the peaceful cove views that remind you exactly why you came to the water. Whether you're watching the sunrise with coffee or hosting friends at dusk, this deck delivers. Additional highlights include a whole-home water softener, stone veneer skirting, a wide concrete driveway, and central A/C. Welaka is a golf cart friendly community with restaurants and bars just around the corner. Bonus opportunity: The neighboring property at 292 Maxwell Drive is also available -- a rare chance to acquire two waterfront homes side by side.

293 Maxwell Drive, Welaka

$439,000

3 Beds ⋅ 4 Baths ⋅ 2,371 SqFt. ⋅ 125 DOM

NEW PRICE!! You must visit this peaceful lakefront home on the private spring fed Twin Lakes.This home having the preferred split-plan with 3 bedrooms & 4 baths is perfectly positioned on the property allowing for a spacious backyard and includes160' of waterfront ideal for a multitude of water sports and relaxation. There are 2 docks to fish from and a boat ramp for easy access to the lake. The rear screened porch is always a favorite to enjoy the outdoors esp in the mornings or rainy days. From inside the lakeview is shared by living area & all 3 bedrooms with plenty of natural light entering from the large skylights situated in hallway, great room & kitchen. If you need storage, the attached garage has 625 sq ft plus an 18'x30' detached workshop access from each end with add'l side storage. This quaint country neighborhood has paved road and is conveniently located one block off SR20. With your personal touches, this remarkable property will make you an exceptional home or getaway.

125 Twin Lake Grove Drive, Interlachen

$569,000

5 Beds ⋅ 2 Baths ⋅ 2,064 SqFt. ⋅ 165 DOM

THE ''BLUE HERON'' - A BEAUTIFUL 5/2 TWO STORY HOME WITH CANAL FRONTAGE ON TWO SIDES AND JUST A SHORT DISTANCE TO THE ST JOHN'S RIVER (NAVIGABLE WATER.) NEW DOCK, BOAT LIFT, METAL ROOF, UPDATED KITCHEN APPLIANCES, A WELL DESIGNED OUTDOOR BREEZWAY - GREAT FOR ENTERTAINING! THE HOME IS USED AS A VACATION RENTAL WITH A SOUND RENTAL HISTORY.

117 Peggy Lane, Crescent City

$249,900

170 DOM

If you're seeking a waterfront property to build your dream home, this is the perfect opportunity! The previous residence has been removed, leaving you with a pristine new home site. Nestled directly on Dunns Creek, you'll have easy access to Crescent Lake or the St. Johns River, just a short boat ride away. The property features a boat house equipped with a boat lift and a covered patio that offers breathtaking views of the water. Additionally, there's a covered carport and a shed for convenient storage. There is a survey and an elevation certificate available for reference.

160 Smith Lane, Satsuma

$394,900

3 Beds ⋅ 2 Baths ⋅ 1,923 SqFt. ⋅ 172 DOM

A true haven for fishing enthusiasts and nature lovers alike, this exceptional 3BR/ 2BA home offers 100' of frontage on the meandering, deep waters of Dunns Creek. Set in a peaceful country setting at the end of a cul-de-sac, the property captures the essence of waterfront living w/a 50-foot fishing dock & separate boathouse complete w/lift, fish-cleaning sink, & direct access to Crescent Lake, the St. Johns River, & beyond to the Atlantic Ocean. Known as the bass capital of the world, this location promises endless days of adventure on the water. Inside, the home exudes comfort & charm, featuring upgraded windows & doors, elegant crown molding & a thoughtful layout where the Family Room, Dining Room, Kitchen, office & porch overlook the tranquil creek. The master suite includes a luxurious walk-in tub, perfect for unwinding after a day of fishing or boating. A rare combination of serenity, functionality & natural beauty, this waterfront paradise won't last long. Home comes furnished. See inventory list under Documents.

334 Paradise Circle, Satsuma

$1,399,000

4 Beds ⋅ 4 Baths ⋅ 3,286 SqFt. ⋅ 45 DOM

Private PARADISE-an extraordinary lakefront Estate where luxury & tranquility meet. Nestled on 2 pristine acres along Crescent LAKE, w/access to the St. Johns River, this Spanish Revival masterpiece, Mediterranean Influenced, offers an unparalleled WATERFRONT lifestyle +WINE ROOM. Picturesque, tree-lined driveway leading to a stunning entrance framed by solid custom wood doors. Step into a serene COURTYARD designed for relaxation. The primary suite offering serene water views, expansive walk-in closets & spa-inspired bath w/a walk-in shower, soaking tub & dual vanities. 2nd BR includes its own ensuite bath, 3rd BR could be a flex space +add'l office. The outdoor living is spectacular; 1,000 sqft screened-in patio-sweeping lake views, kitchen, serving bar, gas grill & wood-burning fireplace. The impressive 250-ft DOCK, covered BOAThouse w/lift up to a 10Klb +3.5 car garage. +The peaceful, serene courtyard leads you to the CASITA, 1/1, updated turn key-generac generator, gas stove, W&D.

530 Clifton Road, Crescent City

$574,999

2 Beds ⋅ 2 Baths ⋅ 1,350 SqFt. ⋅ 173 DOM

Nestled along the shores of Crescent Lake, (15,900 acres) this stunning lakefront home combines a rare blend of comfort, elegance, and natural beauty. The impeccably maintained 2-bedroom, 2-bath home sits gracefully at the water's edge, where each sunrise paints the sky in breathtaking hues, best enjoyed from the spacious screened porch. Inside, refined details such as crown molding, a wood-burning fireplace, and open concept creating an atmosphere of warmth and sophistication. Set on a quiet dead-end street, the property spans approx. 0.72 acres of fully fenced, gated land adorned with mature trees and 110 feet of pristine lake frontage. The bulkheaded shoreline leads to a private dock equipped with water, electricity, and a covered boat house with lift--perfect for launching adventures across Dunns Creek & the St. Johns River to the Atlantic Ocean. Whether savoring tranquil mornings or setting out for a day on the water, this lakeside haven captures the essence of Florida living.

108 Sandra Lane, Crescent City

$290,000

2 Beds ⋅ 2 Baths ⋅ 1,700 SqFt. ⋅ 177 DOM

Waterfront opportunity with endless potential! This 2BR/2BA home offers approx. 1,700 sq ft on a rare 0.48-acre double lot, one of the largest on the canal, with direct access to the St. Johns River. Enjoy peaceful surroundings in a quiet neighborhood ideal for boating, fishing, and relaxing right from your backyard. The canal leads to the St. Johns River, which flows north to the Atlantic Ocean. Property features RV parking with canopy, private well and tank system, and septic, keeping utility costs low (owner pays only electricity and internet). Solid concrete block construction with a durable metal roof. Home needs cosmetic TLC including paint, flooring, and kitchen/bath updates, perfect for investors or buyers looking to customize. Spacious yard offers room to expand or store toys. Great value waterfront!

272 Harbor Drive, Palatka

$179,900

2 Beds ⋅ 1 Baths ⋅ 2,213 SqFt. ⋅ 181 DOM

Rare WATERFRONT Commercial Opportunity! This unique property offers dual Commercial & Residential zoning w/ 70ft+ Water frontage on Deek Creek Canal w/ direct access to St. Johns River & from there, the Ocean! This commercial structure features a large open warehouse with a 1 car or boat Bay or garage w/ extra high ceilings making it ideal for Marine Repair, Boat Storage, Car Mechanics use etc. A concrete boat ramp provides direct water access perfect for any type of Marine or Boat related business. This property also has a 2BR/1BA ready for renovation, offering potential rental income, owner occupancy, or more office space. Flexible zoning and waterfront access create endless possibilities. Really close to Hwy 17. If it is water related, you got options.

435 W River Road, Palatka

$849,000

181 DOM

55.54 +/- acres in peaceful & tranquil setting of Florahome, with 960 +/- ft of frontage on Georges Lake & 2,000 +/- ft of frontage on paved E. Hillsborough Ave; plus you're right next to George's Lake public boat ramp. George's Lake is an 820-acre lake that can accommodate fishing, skiing, & jet skis. Have access from both Boat Ramp Rd & E. Hillsborough Ave, w/potential access from Lakeside Hills S/D. Known for its small-town charm, Florahome is one of the best kept secrets. Build your dream home or that weekend getaway you've always wanted. Feel tucked away in your private oasis, yet have an easy commute to major cities, w/approx. 36 miles to Gainesville, 23 miles to Palatka, 27 miles to Starke, 20 miles to the First Coast Expressway Toll Rd, & less than 50 miles from St. Augustine & Jacksonville. Property is also near the Ocala to Osceola Wildlife Corridor (O2O) - a 100 mile long passageway that connects the Ocala National Forest to the Osceola National Forest. Don't miss out!

(PARCEL 1) E Hillsborough Avenue, Florahome

$45,000

181 DOM

Looking for a peaceful place to get away? This cleared, high and dry lot is located near the end of a canal that leads to the St. Johns River and is known for great fishing in the area. The property is ready for your plans with private water already installed and an existing septic system. Mobile homes, manufactured homes, and tiny homes are all allowed, giving you plenty of flexibility to create your perfect weekend retreat or full-time homesite. Located in a quiet area, this property is ready and waiting for the right buyer. Worth the drive to see!

118 Basin Drive, Palatka

$229,900

2 Beds ⋅ 2 Baths ⋅ 1,096 SqFt. ⋅ 132 DOM

A ROOMY CABIN ON COWPEN LAKE. Right in the heart of North Central Florida in the area known as THE LAKE REGION is this cozy 2/2 cabin with lots of possible sleepover areas for the Big Family and parties or just your own quiet private retreat. The 1.5 acre property is located on Cowpen Lake, known for its clearwater, as compared to other lakes. It is a fully recreational lake where you can enjoy Wake Surfing, Fishing, Swimming, Skiing, Kayaking, Tubing, Canoeing and more. This mostly block constructed home is perfecting set high on the lot with nice shady Oak Trees with a full length screened porch over looking 180 feet of lakefront with dock and a white sandy beach area for swimming. The property location is even great for those still commuting - its almost centrally located between Gainesville, Palatka, and Ocala Florida. Even the Historic Town of Melrose is nearby for eating out, cultural actives, vendors, first Friday art walks, regular music events and so much more. Your welcome to

106 E Sunnyside Beach Road, Hawthorne

$425,000

1 Beds ⋅ 2 Baths ⋅ 960 SqFt. ⋅ 187 DOM

Live the lake life on beautiful Lake Ida! This one-of-a-kind property offers more than 4 usable acres, highway frontage, fenced pasture, and an impressive 380 feet of private lake frontage--giving you plenty of space, accessibility, and endless possibilities. The property includes a 960-square-foot main home with an open layout and peaceful lake views, a concrete-block garage with an attached carport, and a separate 1-bedroom, 1-bath guest house complete with its own kitchen and living area--ideal for guests, extended stays, or potential rental income. Step outside and enjoy boating, fishing, kayaking, and paddleboarding right from your backyard. The fenced pasture is currently home to a horse and goat, and the property also features an RV hookup and plenty of room for gardening, hobby farming, outdoor entertaining, or even a future second homesite. A property offering this combination of highway frontage, private lake frontage, pasture, acreage, and guest accommodations is a must see!

986 State Road 20, Interlachen

$275,000

2 Beds ⋅ 2 Baths ⋅ 1,060 SqFt. ⋅ 192 DOM

GEORGOUS 2BR 2BA CONDO FULLY FURNISHED. OWNER IS OFFERING FINANACING OR WILL LEASE THIS BEAUTIFUL CONDO. Laminate flooring throughout. BEAUTIFUL full kitchen. Step out onto the balcony and enjoy a BEAUTIFUL view of the St Johns river with your morning coffee. There is an AWESOME COMMONS AREA WITH A BEAUTIFUL POOL. You can have a boat slip if one is available. GREAT LOCATION-MINUTES FROM GREAT RESTAURANTS, SHOPING AND MEDICAL CARE. THIS AN AWESOME OPPORTUNITY POSSIBLE OWNER FINANCING- DON'T MISS OUT!!!

222 Hiawatha Court Unit 222, East Palatka

$765,000

3 Beds ⋅ 3 Baths ⋅ 2,720 SqFt. ⋅ 193 DOM

Welcome to your private waterfront paradise where the majestic St. John's River meets Lake George. This stunning three-bedroom, three-bathroom home offers the perfect blend of luxury, serenity, and adventure, all behind a gated entrance for ultimate privacy. Positioned on a prime stretch of water with direct ocean access, this exceptional property is a dream for boaters and nature lovers alike. Step outside to your beautiful private dock, ideal for fishing, entertaining, or setting off for a day on the water. Inside, the home boasts spacious living areas filled with natural light and breathtaking water views from nearly every room. The open-concept layout seamlessly connects the living, dining, and kitchen spaces, perfect for hosting family and friends. Each of the three generously sized bedrooms offers comfort and privacy, while having the convenience of 3 full bathrooms. Such a rare opportunity, to own a gated, deepwater home with ocean access on this beautiful stretch of water.

208 Lake George Point Drive, Georgetown

$987,000

3 Beds ⋅ 4 Baths ⋅ 3,031 SqFt. ⋅ 196 DOM

Welcome to The Lakehouse! Tucked away privately on the East side of George's Lake is a lakeside oasis that feels set apart from the world. EVERYTHING IS INCLUDED!! Furniture, linens, tableware, curtains, rungs, decorative items, AND the pontoon boat and jet ski! Just bring your groceries and bathing suit and start living the lake life immediately! Completely turnkey with no hassle or needed repairs! Perfect for a VRBO, B&B, or executive rental program!

108 Maple Terrace, Florahome

$215,000

3 Beds ⋅ 2 Baths ⋅ 1,510 SqFt. ⋅ 198 DOM

Nice 3 Bed 2 Ba Canal front DWMH leading to the St. Johns River. Has a new Metal Roof, New Deck, Updated Plumbing, Screen Porch, Fireplace. CH/A unit is only 5 Yrs. old. Storage Room, New Hot water Heater and much more.

106 Breezewood Circle, San Mateo

$199,000

2 Beds ⋅ 2 Baths ⋅ 960 SqFt. ⋅ 179 DOM

PRICE IMPROVEMENT! Waterfront Retreat in Satsuma - Double Lot with Boat Slips & RV Hookup! Welcome to your slice of Old Florida charm! This well-maintained 1971 manufactured home offers 960 sq ft of comfortable living space featuring 2 bedrooms and 2 bathrooms, perfectly situated on a spacious .35-acre double lot. Features: Chain-link fenced backyard, ideal for pets, storage or entertaining; Two private boat slips, including one covered slip with electric lift; Dock equipped with water and electricity, ready for a future fish cleaning station; Water access to Dunns Creek, leading to the scenic St. Johns River and all the way out to the Atlantic - a boater's dream!; Separate RV hookup complete with private septic, water connection, electric service. Interior highlights beautiful pinewood flooring throughout, new tile flooring in the kitchen and kitchen appliances convey including refrigerator, electric stove, new dishwasher; Separate outdoor laundry room. Whether you're looking for a full-time residence, weekend getaway, fishing retreat, or investment opportunity, this waterfront property offers incredible versatility and access to some of Florida's best boating and fishing waters.

145 Magnolia Trail, Satsuma

$450,000

205 DOM

A place to slow down, spread out, and enjoy the rhythm of the river. This beautiful slice of Old Florida offers approximately 2.05 acres on the St. Johns River, just a short drive about 10-15 minutes from downtown Palatka and roughly 35-45 minutes to Green Cove Springs. Whether you envision weekends on the water, gathering with family, or simply enjoying the quiet that comes with riverfront living, this property provides the setting to make it your own. The lot is mostly cleared, with classic Old Florida cypress trees lining the river and creating a natural, scenic backdrop. A covered dock with an electric boat lift is already in place, making time on the water easy and accessible. The artesian well, sturdy pole barn, and existing electric add functionality and flexibility for future plans. With no HOA, you have the freedom to use your land in a way that fits your lifestyle. Hop in the boat and head out for lunch at Six Mile Crab Shack in St. Augustine. to Renegades on the River in Welaka. You'll also find yourself in the heart of some of the best bass fishing waters in the country. Zoned Residential, Single-Family Estate, this is an opportunity to create a homestead that reflects how you want to live--uncomplicated, connected to nature, and rooted in the character of the St. Johns River.

455 W River Road, Palatka

$45,000

207 DOM

Build your dream home on this exceptional canal-front lot offering the perfect blend of waterfront living and custom design opportunity.

110 Basin Drive, Palatka

$45,000

207 DOM

Build your dream home on this exceptional canal-front lot offering the perfect blend of waterfront living and custom design opportunity. This homesite could include a proposed 1,800 sq. ft. custom residence thoughtfully designed to maximize views and embrace the waterfront lifestyle. Enjoy direct canal access ideal for boating, kayaking, paddleboarding, or simply relaxing by the water's edge. The planned home features an open-concept layout, spacious primary suite, modern kitchen, and expansive windows to capture natural light and serene canal views. Outdoor living can be customized to include a covered lanai, patio, or even a private dock, creating the ultimate setting for entertaining or quiet evenings by the water. Or you can buy the lot for investment.

106 Basin Drive, Palatka

$299,900

3 Beds ⋅ 2 Baths ⋅ 1,783 SqFt. ⋅ 207 DOM

Welcome to this spacious 3-bedroom, 2-bath lakeview home on Mandarin Lake in the heart of Melrose. Tucked among mature trees in a peaceful rural setting, this property offers the perfect blend of privacy and comfort. Inside, you'll find bright, airy living spaces including formal living and dining rooms, a cozy fireplace, and a sunroom filled with natural light and stunning water views. The primary suite features a private bath, while a bonus room with plumbing and A/C provides flexibility for an office, hobby space, or workshop. Enjoy a 2-car garage and ample outdoor space for all your hobbies and entertaining. If you're looking for tranquil lake living without sacrificing convenience, this is it.

114 Mandarin Lake Road, Melrose

$29,700

208 DOM

Land has direct waterviews of a natural body of water in the rear of the parcel. County zoning, Low Taxes, R2, Mobile homes are permitted, as well as site built, modular, single family, two family duplex, tiny house ok! Fema flood zone ( X ) The Peace and Tranquility that this lot has makes this a perfect private homestead! Mins from Crescent Lake, enjoy Fishing and boating! Restaurants, and shopping close by! 1 hour to both St Augustine, and Palm coast beaches! Power on the street, will need well and septic.

217 Hanselman Avenue, Crescent City

$372,000

2 Beds ⋅ 2 Baths ⋅ 1,804 SqFt. ⋅ 213 DOM

COZY LAKE HOUSE REDUCED! Waterfront, solid concrete block/Hardie-sided home on 1.82 acres with a new roof (4/8/26). Cedar paneling; hickory kitchen cabinets; large pantry; stone-look ceramic tile floors (carpet in bedrooms and LR); with stunning views of Little Orange Lake. Expansive 280sf deck with bench; 2 Bedrooms plus a flex area; a newer tiled shower in 2020; new HVAC in 2021, ceiling fans, track lighting; a whole house fan; and a wood-burning fireplace in the LR as a bonus. 294sf screened-in porch overlooks the lake. Laundry hook-ups newly run in-house. Chain-link fenced and cross-fenced yard with NEW 8' privacy fencing on north and south property lines; metal carport; private boathouse and dock (both recently expanded!) boasting running water, electricity, lights, and a fish-cleaning sink; a 10' x 12' shed is included. ORANGE TREES! FIBER-OPTIC CABLE access. A 576-acre lake that straddles the Alachua/Putnam line with less taxes. Less than 20 miles to Gainesville, FL.

186 Little Orange Lake Drive, Hawthorne

$295,000

54 DOM

3.25 acres on Dunns Creek offering privacy and waterfront access in a peaceful natural setting. The property includes a dock renovated in 2022 with an electric boat lift and a small lockable storage room, along with two (2) 30-amp electric hookups and an artesian flowing well. Zoned R-2, which allows for conventional homes, modular homes, or mobile homes. Approximately 0.50 acres of uplands, with the remaining acreage consisting of wetlands that enhance the property's Old Florida character, provide natural privacy, and create a quiet, undisturbed backdrop. Dunns Creek connects Crescent Lake to the St. Johns River and offers excellent fishing, shrimping, and boating, with a short boat ride to multiple waterfront restaurants, including the popular local hangout Renegades. Crescent Lake and the Palatka area are well known for world-class bass fishing and regularly host major tournaments. Palatka and about 45 minutes to St. Augustine. Buyer to verify all information and conduct their own due diligence regarding zoning, land use, utilities, and intended use.

155 Fran Lane, Satsuma

$257,500

1 Beds ⋅ 1 Baths ⋅ 825 SqFt. ⋅ 233 DOM

Welcome to Beechers Point, a peaceful riverfront community in a sleepy North Florida town known for world-class fishing, abundant wildlife, and direct access to the scenic St. Johns River. This charming 1-bedroom, 1-bath condominium offers comfortable ground level single-story living with a well-designed layout and inviting indoor-outdoor flow. With a generous rear covered patio and views that capture the essence of riverfront living by the pool, this home provides the perfect blend of relaxation and convenience. Recent Updates: New AC & Heat, New Water Heater, New Flooring, New paint throughout, Kitchen cabinets painted, newer dishwasher, updated walk-in shower, and new sink and vanity in bathroom. The interior layout is efficient and welcoming, offering an open atmosphere for daily living or weekend getaways. Whether used as a primary residence or a low-maintenance retreat, the thoughtful features throughout the home enhance comfort and ease. Outside, the community offers exceptional amenities designed for those who love the water and the outdoors. Residents enjoy a sparkling swimming pool, private boat ramp, and secured boat storage, and golf cart parking with electric access. The property's location within the community provides river views, pool views, and immediate proximity to the ramp, making it effortless to launch a boat, take a sunset stroll, or simply relax and watch the river activity from your own patio. Convenience is another highlight, with State Road 19 just moments away, providing easy access to surrounding destinations. The home is close to HCA Florida Putnam Hospital, Palatka Mall, Town & Country Shopping Center, and St. Johns River State College, as well as popular areas of town that offer dining, shopping, and essential services. This turnkey condo offers an easygoing lifestyle in a prime riverfront setting, combining comfort, recreation, and accessibility. The property is now available for showings and ready for its next owner to enjoy all that Beechers Point and the St. Johns River have to offer.

115 River Bend Place Unit C, Welaka

$125,000

235 DOM

There is Boat slips at Dray mar Marina to park boats on the mainland. 7.4 acres is plenty to play and have all the privacy you might want. The 5+ acres are buildable if you go through Mediation with The Dept of Environmental in Jacksonville. a small dock is permitted without a permit. larger dock house would require permits but doable.

00 Drayton Island, Crescent City

$329,000

57 DOM

Motivated Sellers, ALL reasonable offers considered! Discover a truly exceptional waterfront property in the peaceful community of San Mateo. Electric and water nearby, making it even easier to bring your vision to life. Located in Flood Zone X, you'll also enjoy added peace of mind. This cleared lot offers an impressive 351 feet of water frontage along both the St. Johns River and a scenic canal--delivering breathtaking views and true deep-water access for boating, fishing, and embracing the Florida lifestyle. Tucked away on a quiet dead-end street with only one neighbor and NO HOA, this property offers the privacy and freedom that's getting harder to find. Wake up to fresh river breezes and unwind each evening overlooking the water--this is the kind of setting people dream about. You're just 35 minutes from multiple beaches, giving you the best of both worlds--spend the day in the salty air, then come home to peaceful, fresh deep water and a stunning view. Conveniently located near local shopping and restaurants, with Jacksonville about an hour away and Walt Disney World approximately 2.5 hours, this property blends tranquility with accessibility. This beautiful waterfront lot is ready for your custom home--where your vision meets one of the most desirable waterfront settings in Northeast Florida. Opportunities like this, with this much frontage, privacy, and convenience, are truly rare.

Weerts Road, San Mateo

$278,901

187 DOM

This property is hitting the market at the perfect time! Get ready for the beautiful Florida spring time on the St. John's River. Vacant buildable lots on the river are getting hard to find but a few gems like this remain. Deed restricted for site built homes only but no HOA or square footage requirements. Survey attached shows benchmark with plenty of good uplands for your new home. Lot has been cleared and is level, some cypress at the waterfronts edge that just adds charm. 110 Ft on the water to place your future dock. Easy commute to Orange Park or Jax and near the new First Coat Expressway connecting to interstate 10. Country living with easy access to the city if you need it.

512 Cedar Creek Road, Palatka

$50,000

192 DOM

Looking for your own slice of waterfront paradise in Putnam County? Take a look at 149 Kingfish! This canal-front lot is fisherman-friendly and leads straight to the St. Johns River, making it perfect for boating, fishing, and laid-back river living. 0.23 acres — ready and waiting for you to bring your vision to life!

149 Kingfish Avenue, Palatka

$300,000

243 DOM

Enjoy the natural beauty of Northeast Florida with this peaceful land opportunity at 0 Dunns Creek Rd, Satsuma, FL 32189, just minutes from the St. Johns River. This wooded parcel offers a quiet, rural setting ideal for a custom home, weekend retreat, or long-term investment. Surrounded by abundant wildlife and native Florida landscapes, the property is close to some of the area's best outdoor attractions. Nearby Dunns Creek State Park offers hiking, biking, fishing, kayaking, and scenic river access, while the St. Johns River provides boating, fishing, and endless recreation. Welaka State Forest, Rice Creek Conservation Area, and additional trails and waterways are also close by. Conveniently located near Palatka for shopping, dining, and local events, this property offers privacy, recreation, and the true Florida outdoor lifestyle.

Dunns Creek Road, Satsuma

$575,000

3 Beds ⋅ 3 Baths ⋅ 1,682 SqFt. ⋅ 74 DOM

Wake up every day to breathtaking water views in this fully furnished 3-bedroom, 2.5-bath lakefront home located on beautiful spring fed Lake Stella. This turnkey property offers the perfect blend of peace and modern comfort--ideal as a primary residence, vacation getaway, or investment opportunity. Situated on a picturesque lot with a private dock and hot tub, this home is perfect for boating, fishing, kayaking, or enjoying unforgettable sunsets over the lake. Inside, expansive windows fill the home with natural light and showcase stunning lake views from multiple living spaces. The open-concept living and dining areas create a warm, welcoming atmosphere, with cork floors and a wood-burning fireplace. The serene primary suite offers relaxing views of the water. Tastefully furnished throughout, this home is truly move-in ready--everything conveys, (ask your agent for a list of contents) allowing you to start enjoying the lake lifestyle from day one! This is a complete package sale. Included with this home: all furnishings and decor, hot tub, garage machinery and tools, garden tools, Hellwig boat and trailer and Buick Enclave SUV.

802 Lemon Avenue, Crescent City

$99,500

105 DOM

New to Market Violet Lake. Beautiful place to build your new home or place your new manufactured home, zoned for either. Not located in the basin management area so you don't to have the newer septic system which is a money saver. Violet Lake is one of the clearest lakes around, with sand bottom perfect for swimming and large enough for jet ski. Located with easy commute to Gainesville and Palatka. Plenty of area lakes and parks nearby for recreation and you can be at the beach in about an hour.

00 Violet Circle, Interlachen

$65,000

271 DOM

Lake front lot! Build your dream home in the desirable Grandin Lake Shores community! This spacious vacant lot offers access to beautiful Clearwater Lake, featuring a community boat ramp, swimming area, and clubhouse. Enjoy quiet lake living with nearby access to Lake Grandin for boating and water sports. Conveniently located near shopping, dining, and outdoor recreation. Perfect for a primary residence, vacation getaway, or investment opportunity. Owner just had the property mulched and ready to go. Please check with the county for your building questions.

892 Lake Shore Terrace, Interlachen

$10,900

278 DOM

Lake Betsy building lot zoned for site-built or mobile homes. Quarter-acre parcel located on a charming, pond-sized lake. The surrounding area features numerous lakes, including several ski-size lakes, offering convenient access to lake-area recreation and outdoor activities. Buyer to verify zoning, building requirements, and allowable use with the county building and zoning department, and to confirm septic and well requirements with the health department for their intended use.

0400 Osborne Street, Interlachen

$450,900

3 Beds ⋅ 2 Baths ⋅ 2,158 SqFt. ⋅ 283 DOM

Welcome to this touch of paradise hidden from the road. Approximately 600 ft from the road, this spacious 3 bedroom/ 2 bath brick home is situated on two parcels totaling 4.47 acres. Wood burning fireplace with built in benches on each side. Garage has been converted into a master bedroom with 2 built in closets, a bathroom, and a laundry room. Large kitchen with farmhouse sink, lots of counter space, soft close cabinets, and a pantry. All appliances stay. Lots of storage throughout the home. Built in Ikea shelves in family room. Enjoy your coffee while sitting out on the back deck overlooking the back yard. Chicken coop in backyard. Well bladder tank replaced within the last 10 yrs. Metal roof 1995 and HVAC installed 2002. Ceiling and interior walls recently painted. Shipping container used for storage. Green shed has electric. 300' frontage of Lake Serena. Two entrances on property. Country living at it's best! Additional Parcel ID: 10-09-23-0000-0282-0000/732 SR26 - 1.84 acres

730+732 State Road 26, Melrose

$209,000

3 Beds ⋅ 2 Baths ⋅ 1,600 SqFt. ⋅ 16 DOM

Don't miss out on this move in ready brand new home. This home is energy star rated with upgraded insulation and a Trane Heat Pump system!!!! This home is move in ready with l3 large bedrooms, living room and a den. Well, Septic is all new. All the hard work is done and just ready for move in. Includes 2/10 Warranty. Very nice view of lake from your backyard. Seller will contribute up to 2,000 in closing cost or to buy down interest rate.

156 Wallace Street, Interlachen

$64,900

292 DOM

Vacant canal front lot, leading into the St. Johns River. Mostly cleared, paved road frontage, zoned R-2. County water available. Survey on file.

257 Tarpon Boulevard, Palatka

$11,000

294 DOM

Discover the perfect spot for your future home at 118 Yearling Rd in Interlachen. This peaceful vacant lot offers a quiet, natural setting with plenty of room to build, whether you're planning a full-time residence, a weekend getaway, or an investment property. Located just a short drive from beautiful Lake Grandin, you'll enjoy easy access to boating, fishing, and recreation on one of the area's most popular lakes. With growing development in the area and affordable land options, this property is an excellent opportunity to secure your place in a serene Florida community.

118 Yearling Road, Interlachen

Putnam County, FL Waterfront Properties for Sale

Newest Putnam County, FL Waterfront Properties for Sale

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