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$284,900
3 Beds ⋅ 3 Baths ⋅ 1,581 SqFt. ⋅ 3 DOM
Brand-new two-story living with the space and location buyers want! The Ellie offers 3 bedrooms, 2.5 bathrooms, an upstairs loft, and 1,581 heated square feet. All three bedrooms, two full bathrooms, and the laundry room are conveniently located upstairs. The main level features an open kitchen and living area, dedicated dining space, and a half bathroom for guests. Enjoy a covered back patio and a nicely sized backyard with room to relax, entertain, or create your ideal outdoor space. Located near Ravine Gardens State Park, the St. Johns River waterfront, public boat ramps, Palatka Golf Course, hiking trails, shopping, and local dining. Ask how qualified buyers may receive a 1% credit through the preferred lender and close in as little as seven days. Builder warranty included. Schedule your showing today!

1415 Cleveland Avenue, Palatka
$249,000
3 Beds ⋅ 2 Baths ⋅ 1,329 SqFt. ⋅ 3 DOM
Brand-new, move-in-ready Hailie model in a convenient Palatka location near the new Palatka Primary School, HCA Florida Putnam Hospital, shopping, downtown, and the St. Johns River. This 3-bedroom, 2-bath home offers 1,329 heated square feet with high ceilings and an open layout. The kitchen features quartz countertops, white soft-close cabinetry, stainless steel appliances, pendant lighting, and a spacious breakfast bar. Luxury vinyl plank flooring flows through the main living areas, with carpet and ceiling fans in each bedroom. French doors open to a large backyard ready for outdoor living. The crisp white exterior, red shutters, matching front door, covered front porch, fresh landscaping, wide concrete driveway, and one-car garage create standout curb appeal. Builder warranty included. Qualified buyers using the preferred lender may receive a 1% lender credit and close in as little as seven days. Schedule your showing today! Ready to make this one HOME?

140 Kelley Smith School Road, Palatka
$269,500
3 Beds ⋅ 2 Baths ⋅ 1,379 SqFt. ⋅ 4 DOM
Welcome to 302 Westover Circle, a charming ranch-style 3-bedroom, 2-bath concrete block home situated on a spacious quarter-acre lot in Palatka. Just shy of 1,400 square feet, this well-maintained home features a versatile flex area that can easily be used as a home office, study, hobby space, or additional living area. A convenient garage provides covered parking, while the covered patio offers the perfect spot to relax and enjoy the beautifully maintained backyard. Step outside and discover a gardener's dream, with mature orange trees, established flowers, and plenty of room to create your own backyard oasis. Major updates have already been taken care of, with the roof and HVAC system both replaced in 2022. Conveniently located just minutes from grocery stores, restaurants, and schools.

302 Westover Circle, Palatka
$245,000
3 Beds ⋅ 2 Baths ⋅ 1,570 SqFt. ⋅ 4 DOM
Spacious 3 bedroom, 2 bath concrete block home with front brick veneer accent, 448 sq' screen porch, enclosed single garage/storage, cook shack out back for all your grilling & connected to city water & sewer, but located in Putnam County! This well cared for home built in 1970 features an open concept with large living area which expands into the welcoming kitchen and dining area where you can access the rear screen porch and privacy fenced back yard. Home is conveniently located to shopping, schools, restaurants & The St Johns River! Recent upgrades include: New Metal Roof by Big A Roofing 12/2024, New Electric Hot Water Heater 7/2026, New Dishwasher & Kitchen Sink 8/2026. Total Under Roof Sq' is 2,296. Remaining furnishings are negotiable. MUST SEE!!

2412 Husson Avenue, Palatka
$229,000
3 Beds ⋅ 2 Baths ⋅ 1,452 SqFt. ⋅ 17 DOM
FRESH NEW PRICE -- READY FOR A NEW OWNER! This beautiful 3-bedroom, 2-bath home still has the charm and character you love, with the fresh renovations you want! Offering 1,452 sq. ft. on .22 acres, this 1958 home features beautifully refinished hardwood floors, updated bathrooms, updated plumbing and electrical, and an HVAC system approximately four years old. Move in, relax, and start enjoying the Florida lifestyle! Spend the day at the beach, explore the St. Johns River, or enjoy the local shops, restaurants, and charm of downtown Palatka. Beautiful landscaping completes the picture. This home is turnkey ready--nothing left to do but unpack and enjoy. Fresh price, fresh renovations, and ready for its next chapter!

2003 Laurel Street, Palatka
$235,000
3 Beds ⋅ 2 Baths ⋅ 1,138 SqFt. ⋅ 18 DOM
Welcome to this inviting, nearly new home on Palm Avenue! Built just one year ago, this home feels open and spacious from the moment you walk through the door. The vaulted ceilings add to the airy feel of the main living area, creating a comfortable space where everyone can gather without feeling crowded. The thoughtfully designed layout makes everyday living easy while still offering plenty of room to entertain family and friends. Situated on a desirable corner lot, the home also features a large, fully fenced yard with plenty of space for children and pets to play, weekend cookouts, gardening, or simply relaxing outdoors. With newer construction, a spacious interior, and an oversized yard that is already fenced, this home offers the comfort and flexibility so many buyers are looking for. Come see it for yourself and imagine making it your own!

3325 S Palm Avenue, Palatka
$214,900
3 Beds ⋅ 3 Baths ⋅ 1,776 SqFt. ⋅ 26 DOM
Take Advantage of a 5.75% Assumable VA Loan! Welcome home to this spacious and well-maintained 3-bedroom, 2.5-bathroom home in the heart of Palatka! Offering more living space than many homes in the surrounding area, this property combines thoughtful updates with plenty of room to live, work, and entertain. Major improvements--including an updated metal roof, HVAC system, and plumbing--provide added peace of mind for years to come. The inviting eat-in kitchen features white shaker cabinetry and stainless steel appliances with a natural gas range. A versatile flex room offers the perfect opportunity for a home office, den, playroom, or hobby space to fit your lifestyle. Situated on nearly 1/3 of an acre, the oversized yard provides plenty of room for outdoor activities, gardening, or future possibilities. Enjoy your morning coffee from the screened front porch or unwind on the covered rear patio overlooking the backyard. A detached garage offers additional storage, workspace, or parking options. Conveniently located just minutes from Downtown Palatka, Ravine Gardens State Park, Palatka Golf Course, and the beautiful St. Johns River, this home offers easy access to local shopping, dining, recreation. Don't miss this opportunity to own a move-in-ready home with an unbeatable location!

1811 Kate Street, Palatka
$724,900
3 Beds ⋅ 2 Baths ⋅ 1,916 SqFt. ⋅ 43 DOM
Wake up to breathtaking St. Johns River views in this completely renovated, turn-key waterfront retreat--professionally redesigned by Miranda Leigh Interior Designs. This 3BR/2BA home offers 1,916 living sq ft (2,765 total under roof) of timeless coastal elegance. Enjoy open-concept living with marble countertops, luxury vinyl plank flooring throughout, a formal dining room, and a large sunroom with panoramic river views. The chef's kitchen features a marble island and stainless appliances. Built in 1992 with durable stucco construction. Two-car garage. Outside, a brand-new bulkhead, exceptional boat dock, power boat lift, upper sun deck, and lower seating area create the ultimate setting for fishing, boating, and unforgettable sunset evenings. Offered fully furnished and currently a successful vacation rental-!. River living at its finest awaits! -6,000 pound boat lift -20 Year life of roof

277 W River Road, Palatka
$749,900
3 Beds ⋅ 2 Baths ⋅ 2,048 SqFt. ⋅ 42 DOM
10 pristine acres that can be divided into approximately 6.6 acres with buildings and separately fenced 3.4 acre tract with well. This 3-bedroom, 2-bath ranch home features a formal living room, spacious family room, generous dining area, & a well-appointed kitchen with breakfast bar & built-in dining nook. The owner's suite includes a whirlpool tub & separate shower. Enjoy relaxing or entertaining in your backyard oasis with a sparkling in-ground pool, screened lanai, & covered patio. Additional features include a metal roof with solar panels & backup battery system providing uninterrupted power during grid outages, a 30x40 equipment workshop with front & rear garage doors, spacious pole barn, 2-car covered carport, electric access gate and mostly fenced acreage. Ideal for horses, hobby farming, RVs, boats, or equipment storage. Offering privacy, versatility, and room to grow, this exceptional property provides peaceful country living a short drive from everyday convenience.

106 Krantz Road, Palatka
$192,500
3 Beds ⋅ 2 Baths ⋅ 1,613 SqFt. ⋅ 62 DOM
Community is nice residential area located close to schools, shopping and recreational areas. The home is a 3-bedroom, 2 bath brick home with a large living room and formal dining room. Outside enjoy a fenced backyard and open front yard with off road parking and a two-car garage. New water and sewer lines with a transferable plumbing warranty.

408 Magnolia Dr Drive, Palatka
$280,000
3 Beds ⋅ 2 Baths ⋅ 1,617 SqFt. ⋅ 69 DOM
Private lot on water! Discover 321 Paradise Cir, recently enhanced with fresh interior paint throughout. The kitchen is fully equipped with all stainless steel appliances, providing a modern culinary environment. A covered patio extends the functional footprint of the home to the exterior, creating an area for seamless outdoor integration. Experience updated living with functional outdoor comfort.. Included 100-Day Home Warranty with buyer activation

321 Paradise Circle, Satsuma
$121,125
3 Beds ⋅ 1 Baths ⋅ 1,068 SqFt. ⋅ 71 DOM
Great opportunity to restore and reimagine this 3-bedroom, 1-bath home situated on a 10,459-square-foot lot in Satsuma. The property requires a complete renovation, making it an ideal blank canvas for investors, renovators, or buyers looking to create a home tailored to their own style and preferences. With ample outdoor space and endless possibilities, this property offers tremendous potential for those with a vision. Located in a peaceful residential area, Satsuma is known for its spacious homesites, natural surroundings, and proximity to the St. Johns River, providing convenient access to boating, fishing, and other outdoor recreational activities. Enjoy the charm of small-town living while remaining within a reasonable drive of Palatka, Crescent City, and Ocala. This property is being sold as-is. Property is lender -owned and U.S. Bank National Association is making no representations or warranties.

107 Woodlawn Road, Satsuma
$196,900
3 Beds ⋅ 2 Baths ⋅ 924 SqFt. ⋅ 82 DOM
Move in ready Canal front Manufactured home. Absolutely stunning landscape on this large corner lot. Florida Sago palms, camellias, fruit trees, and too many others to mention. Enjoy the access to Dunns Creek, and a beautiful boat ride to the St. Johns River. Home boast 3 beds, 2 full baths, with a split floor plan. Owner suite is large and has a soaker tub and shower combination. Total remodel in kitchen, with new dark wood cabinets with pantry, new counter tops, and beautiful back splash. New Black stainless Refrigerator, dishwasher and gas stove, top off this kitchen. Everything you need to start living or vacationing on this water get away! 2 nice size 2nd an 3rd bedrooms with a large shower hall bath. Live the outdoor life with a large covered back porch, and your own grilling and cooking shed. Step down to the deck and newer framing for a lift to be added. Steps and deck need reapairs, but are accessible with CAUTION. This home has so many possibilities to make it your own! Home is offered fully furnished, excluding owners personal belongings and art. So many things to do in Putnam and surrounding counties. Beautiful St. Augustine and Florida beaches just 30 minutes away. This wonderful community is right in the middle of most of famous Florida attractions, Airports, in Jax, Daytona, Gainesville, and Orlando, State Parks, and awsome springs. Come check this out!

101 Waterway Avenue, Satsuma
$1,299,000
3 Beds ⋅ 2 Baths ⋅ 2,328 SqFt. ⋅ 75 DOM
St. Johns Riverfront sanctuary is a self-contained compound, where exceptional craftsmanship, modern luxury, and the timeless beauty of Old Florida come together in one extraordinary waterfront retreat. Completely rebuilt, remodeled and expanded in 2024, this 3 bedroom/study/2 full bath stunning property offers nearly 300 feet of river frontage, creating an unparalleled setting for those seeking privacy, nature, and an authentic Florida lifestyle. Encompassing 6.2 acres and nestled among majestic trees in a peaceful, unspoiled natural setting, this rare sanctuary is brimming with wildlife, where deer, wild turkeys, and native birds are frequent visitors. It is a place where life slows down, offering the serenity and beauty of Florida as it used to be--a disappearing landscape that is becoming increasingly difficult to find. From the moment you arrive, you'll appreciate the custom circular driveway, screened-in front porch, and fully fenced side and rear yards with a remote- controlled gate leading to an additional parking area, including RV parking space and a newly built, climate-controlled 460 square foot storage building. Complete with heating, air conditioning, and a 10-foot ceiling the structure offers endless possibilities for hobbies, storage, a workshop, barn or recreational space. Inside the home, soaring 8-10 foot ceilings, vaulted ceilings, elegant crown molding, upgraded 6-inch baseboards, plantation shutters, and custom cedar-lined closet systems create a refined yet welcoming atmosphere. The chef's kitchen is a masterpiece featuring custom soft-close cabinetry with pull-out cookware drawers, organizer inserts, pull-out trash storage, granite countertops, custom granite backsplash, under-cabinet lighting, a deep stainless sink with workstation, Samsung counter-depth refrigerator, Asko low-decibel dishwasher, built-in microwave drawer, and an impressive Fulgar Italian 36-inch electric oven with six-burner gas cooktop and griddle, all complemented by a Falmec low-decibel vent hood. The thoughtfully designed laundry room includes custom cabinetry, butcher block counter top, under-cabinet lighting, a farmhouse sink, and a full-size stacked washer and dryer, blending style with everyday functionality. The oversized great room is an entertainers dream and the dining room includes an heirloom Swarovski crystal chandelier. Step outside to the expansive screened rear porch featuring a custom tongue-and-groove ceiling, 4-foot wide entry door, pet door and high-end outdoor ceiling fans, where you can relax and enjoy the peaceful sounds of nature. The fenced garden area provides the perfect space to cultivate flowers, herbs, or fresh vegetables while embracing the property's natural beauty. For waterfront enthusiasts, the newly built covered dock with seating and a jet ski lift offers direct access to the St. Johns river for boating, fishing, kayaking, or simply enjoying spectacular sunrises over the water. An outdoor shower completes the ultimate Florida lifestyle. No detail has been overlooked in the home's extensive upgrades and infrastructure improvements, including hurricane-rated energy-efficient windows and sliding glass doors, all-new electrical wiring and plumbing, a deep water well with dual pumps, water treatment and water softener systems, a Rinnai tankless water heater, a 500-gallon propane tank, a whole-house Generac generator, and a new roof for years of worry-free ownership. Security and convenience are equally impressive with a 12-camera exterior CCTV system, professionally monitored security system, exterior motion lighting, and an oversized two-car garage complete with a stainless French-door refrigerator. Located just minutes from the new First Coast Expressway, the property is positioned to benefit from future direct access to St. Johns County and I-95, making commuting to Jacksonville, historic St. Augustine, and Northeast Florida's premier destinations more convenient than ever. 140 Pioneer Trail is far more than a home--it's a private retreat where untouched nature and modern comfort exist in perfect harmony. Rarely does a property offer this level of craftsmanship, privacy, and waterfront beauty, making it a once-in-a-lifetime opportunity to own an unspoiled piece of Florida's natural heritage and a true one-of-a kind property. FLEXIBLE PURCHASE OPTION: The adjacent approximately 3.2-acre waterfront lot may be removed from the sale, resulting in a $200,000 reduction in the list price. This provides buyers the flexibility to purchase the home with or without the additional acreage.

140 Pioneer Trail, Palatka
$280,000
3 Beds ⋅ 2 Baths ⋅ 1,400 SqFt. ⋅ 8 DOM
Escape to the perfect blend of modern comfort and country charm with this beautifully updated 3-bedroom home in San Mateo on an acre of land. Originally built in 1979 and completely renovated in 2017, this property offers stylish upgrades and peaceful Florida living with plenty of privacy. The stunning kitchen is truly the heart of the home, featuring gorgeous quartz countertops, new cabinetry, two sinks, and stainless-steel appliances -- designed for both everyday living and entertaining. The spacious primary suite offers a beautifully updated bathroom with a tiled walk-in shower, double sink vanity, and tile flooring. The second bathroom has also been tastefully renovated. The home has an encapsulated crawl space, which is a very valuable feature. Enjoy the quiet country atmosphere while still being conveniently located for an easy commute to Bunnell, Palm Coast, and St. Augustine. This property currently has an assumable VA loan. Survey on fil

126 East End Road, San Mateo
$290,000
3 Beds ⋅ 2 Baths ⋅ 1,610 SqFt. ⋅ 122 DOM
Some homes sit near the water. This one feels like it lives with it. Set on a canal with direct access to the St. Johns River, 418 Cove Dr offers a true waterfront lifestyle where evenings slow down, boats stay ready at the dock, and the screened back porch becomes part of your daily routine. Best of all, there is no HOA! Centrally located approximately 30 minutes from St. Augustine, one hour from Jacksonville, and 45 minutes from Daytona. Inside, the home has been renovated with a clean, updated feel. Outside, a private dock with two boat slips makes getting out on the river easy for fishing, cruising, or dining by boat. An RV hookup area adds flexibility for guests, while the Jacuzzi hot tub and screened porch create the perfect place to unwind. Residents also enjoy a community center hosting weekly bingo, karaoke, and special events throughout the year. Quiet and tucked away, yet connected to everything that makes river living special.

418 Cove Drive, Satsuma
$284,000
3 Beds ⋅ 2 Baths ⋅ 1,230 SqFt. ⋅ 156 DOM
RARE opportunity offering exceptional flexibility for both residential living and potential business use in a prime location just minutes from the St. Johns River, known for excellent boating and fishing, and close to the charm of historic downtown Palatka and relaxed small-town living. Situated on 0.42 acres, this property is ideal for those seeking a home-based business setup, investment potential, or future commercial use (buyer to verify), while still enjoying the comfort of a private residence. With NO HOA and ample space for boats, RVs, work vehicles, or equipment, the possibilities here are wide open. This concrete block home features 3 bedrooms and 2 bathrooms with warm, inviting character including beautiful wood details and finishes throughout. The flexible layout supports multi-generational living or the opportunity to live in one portion while utilizing another for income-producing use such as short-term rental. A standout feature is the oversized garage/workshop. A standout feature is the oversized garage/workshop with FOUR garage doors, offering full drive-through capability--perfect for a business operation, hobbyist, storage, or workspace requiring easy access and functionality. Enjoy a very private, fully fenced backyard backing to wooded land, creating a peaceful and secluded setting that feels like country living while still being close to town. Extensive recent upgrades include major system improvements such as updated plumbing, electrical, and connection to county sewer, along with all new custom windows and beautifully updated kitchen and bathrooms, making this a move-in ready opportunity with long-term value. Additional highlights include a wood-burning fireplace with gas hookup, gas stove, and tankless on-demand gas water heater, offering both comfort and efficiency. Conveniently located near Ravine Gardens State Park for scenic hiking, the popular Azalea Festival, and major events such as the American Bass Anglers Team National Championship, this location offers both everyday enjoyment and year-round activity. Whether you're looking to live, work, invest, or create a flexible lifestyle, this property offers a unique combination of location, function, charm, and opportunity that's hard to find.

350 Highway 17, East Palatka
$595,000
3 Beds ⋅ 2 Baths ⋅ 1,456 SqFt. ⋅ 241 DOM
NEW INCENTIVE! With an acceptable offer, the seller will include two tractors, making this a true turnkey homestead opportunity. Enjoy country living on 24.59 fully fenced acres with privacy, investment potential, and room to grow. Ideal for a homestead, retreat, or family estate, the property features two access points and possible subdivision. Eligible for Agricultural (Greenbelt) tax benefits, it is already set up for livestock with cattle currently on site, and a Jersey dairy cow included to get you started right away. A mature edible landscape offers abundant harvests from pecan, pear, plum, peach, citrus, mulberry, blueberry, olive, and loquat trees, plus a blueberry hedge. Inside, enjoy LVP flooring, Low-E windows, and a remodeled kitchen with shaker cabinetry, butcher block counters, and a tile backsplash. A rare opportunity for acreage, self-sufficiency, and long-term value, ready for your homestead vision. from 2 pecan trees, 5 pear trees, 4 plum trees, a peach tree, orange and tangerine trees, mulberry trees, a blueberry hedge, an olive tree, and a loquat (Japanese plum). These mature plantings provide beauty, shade, privacy, and years of seasonal harvests without waiting for young trees to mature. Inside, the home has been thoughtfully updated with luxury vinyl plank flooring throughout, energy-efficient Low-E aluminum windows, and a beautifully remodeled kitchen featuring Lily Ann shaker-style cabinetry, butcher-block countertops, and a modern tile backsplash. If you've been searching for a property that offers privacy, space, income potential, and the opportunity to embrace a more sustainable lifestyle, this one is truly a rare find

118 Darby Drive, Palatka
$540,000
3 Beds ⋅ 2 Baths ⋅ 2,356 SqFt. ⋅ 198 DOM
This home offers the best of both worlds, historic character with tasteful modern updates. Many original features including a fireplace, beautiful solid wood front door, sunporch with views of the majestic St Johns River and an enclosed back porch that leads to the backyard that will be your own private oasis. Updated bathrooms and a huge kitchen with new state of the art appliances that any chef would envy. The second story attic is insulated and could be finished to create additional living space. The house is zoned for either commercial or residential use and is within the South Historic District. Located one block from the St Johns River and historic downtown Palatka, this is your opportunity to be a part of Palatka's renaissance!

117 S 3rd Street, Palatka
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