Putnam County, FL Real Estate | Putnam County, FL Properties between $450,000 and $500,000 for Sale

7 Baths ⋅ 3,750 SqFt. ⋅ 8 DOM ⋅ Believers Harvest Time Ministries Inc. BLDG.

What a gathering place this could be! Currently used as a House of Worship, this unique property offers approximately 3,750 square feet of versatile space in a peaceful rural setting. Built in 2016, the thoughtfully designed layout provides flexibility for a growing congregation, ministry, community organization, wedding or event venue or other potential uses. Original building plans show the potential for future expansion behind the pulpit area, offering an opportunity to grow as your needs evolve. The property features ample parking, accessible entry for all, and a large covered entrance that provides a warm and welcoming arrival. All furnishings convey with the sale, making this an exceptional turn-key opportunity for a congregation looking for a place to call home.

1038 County Rd 315, Melrose

$469,900

3 Beds ⋅ 3 Baths ⋅ 2,024 SqFt. ⋅ 15 DOM

River views set the tone at 209 River Drive, a beautifully renovated East Palatka home where flexible living spaces, thoughtful upgrades, and a resort-style backyard come together effortlessly. This concrete-block home offers three bedrooms, three full bathrooms, an office, and a spacious flex room, providing plenty of room to live, work, gather, and unwind. Two of the bedrooms are private en-suites with walk-in closets, and one includes a separate exterior entrance, making it especially well-suited for guests, extended family, or use as a private mother-in-law suite. Inside, natural light pours through the impact-resistant windows while beautiful crown molding, wainscoting, plantation shutters, luxury vinyl plank flooring, and recessed lighting create a polished and cohesive look throughout the home. The remodeled kitchen serves as the heart of the space with a large island, quartz countertops, and plenty of room for everyday meals or entertaining. From there, the home flows into the shaded sunroom, where paver flooring creates a seamless connection to the outdoor living areas and invites you to slow down and enjoy the surrounding river views. Outside, lush landscaping and St. Augustine sod enhances both the front and back yards, while pavers continue from the carport to the rear of the home, wrapping around the saltwater pool and leading to the firepit area. The fenced backyard offers everything needed to enjoy Florida living, including an in-ground pool with a newer liner and pump, gas pool heater, outdoor shower, tied-in gas grill, and multiple spaces for relaxing or gathering with friends and family. A powered storage shed with a lean-to and its own metal roof, also installed in March 2026, adds even more useful space. The beauty of this home is matched by the work completed behind the scenes. Renovations and improvements include remodeled bathrooms, updated plumbing, ductwork, and electrical panel in 2023; a metal roof installed in March 2026; and a newer septic system and drainfield installed in 2022. A whole-home Generac generator installed in 2020, an on-demand gas water heater, stackable gas washer and dryer, water softener, irrigation system, and UV-C lamps in the HVAC system add comfort, efficiency, and peace of mind. With its captivating river views, two private en-suites, flexible living areas, extensive renovations, and backyard designed for year-round enjoyment, 209 River Drive is more than a beautifully updated home; it is a place created for making memories. Offered under $500,000, this is your opportunity to enjoy the river views without the riverfront price!

209 River Drive, East Palatka

$474,900

3 Beds ⋅ 2 Baths ⋅ 2,116 SqFt. ⋅ 15 DOM

This BEAUTIFUL 3 BEDROOM 2 BATH COMPLETELY REMODELED HOME IS LOOKING FOR A NEW OWNER. FIRST GLANCE, A GORGEOUS LANDSCAPED YARD AROUND THIS HOME WITH NICE GRAVEL WALK WAYS. Step inside to an open floor plan with an amazing kitchen and dining area. Take in the beauty of the counter tops. Beautiful floors of luxury laminate and tile. Large bedrooms and closets. A very nice area for a TV room, family games, children's play room or use your imagination. Nice shop for projects and working tools. Also, the building in the back of the property can be a mother-n-law suite, apartment for a college student so many uses. Needs some TLC. Also, a deeded easement to HART LAKE. Just a few minutes to medical facilities, grocery stores, RODMAN DAMN (FAMOUS FOR IT'S BASS). DON'T MISS OUT ON THIS AMAZING HOME AND PROPERTY!!

125 Hart Lake Drive, Interlachen

$473,000

3 Beds ⋅ 2 Baths ⋅ 2,154 SqFt. ⋅ 23 DOM

Discover the space, privacy, and possibilities that come with this 3-bedroom, 2-bath home situated on a generous 2.4-acre property in an airport community. The thoughtfully designed split-bedroom floor plan offers comfortable living spaces, while the eat-in kitchen features a breakfast bar, pantry, and ample room for everyday meals and entertaining. The primary suite includes a walk-in closet and private bathroom with a tub and separate shower. The home offers a blend of laminate and tile flooring, central heating and cooling, and a cozy fireplace for added character. Step outside to enjoy multiple covered outdoor spaces, including a front porch, deck, and patio--perfect for relaxing or entertaining while taking advantage of the expansive property. Outdoor amenities include an above-ground pool with cover, a greenhouse, and plenty of land to create your own private retreat, garden, recreational space, or hobby area.

168 Hour Glass Circle, Hawthorne

$499,900

4 Beds ⋅ 2 Baths ⋅ 2,076 SqFt. ⋅ 27 DOM

Welcome to 245 Crystal Cove Drive, where Southern charm meets the relaxed rhythm of river-town living. This character-filled 4-bedroom, 2-bath home offers approximately 2,076 square feet, a split-bedroom floor plan and a spacious three-bay garage. Soaring ceilings, sun-filled rooms, a cozy fireplace and distinctive built-ins give the home a warmth all its own. Beyond the doors, a screened lanai and private saltwater pool create the perfect setting for slow mornings and easy Florida evenings. Enjoy scenic St. Johns River views, with Crystal Cove Marina and a public boat ramp just steps away--launch the boat and spend the day on the water. Minutes from historic Downtown Palatka and centrally located to St. Augustine, Jacksonville, Gainesville, Ocala, Daytona Beach and Orlando. Select images feature AI-assisted design concepts for visual presentation purposes only. Set within the riverfront community of Crystal Cove, this home captures the ease and beauty of Northeast Florida living. Although the property is not directly riverfront, scenic views of the St. Johns River can be enjoyed from multiple areas of the home. Crystal Cove Marina and a nearby public boat ramp are just steps away, making spontaneous days on the water beautifully simple launch the boat, cast a line, cruise the river or settle in to watch the evening sky. Historic Downtown Palatka is only minutes away, offering locally owned boutiques, restaurants, community gatherings and waterfront events. Palatka's central location also makes it easy to enjoy many of North and Central Florida's favorite destinations: Approximately 30 miles to St. Augustine Approximately 45 miles to Gainesville Approximately 50 miles to Jacksonville Approximately 50 miles to Ocala Approximately 55 miles to Daytona Beach Approximately 90 miles to Orlando Some listing photographs have been digitally altered using AI to illustrate the possibilities of select cosmetic updates, including flooring, fireplace and design enhancements. These conceptual images are provided for visual presentation purposes only and may not reflect the property's current condition, materials or included features. Buyers should rely upon in-person observations, inspections and verified property information. Improvement quotes may be available upon request.

245 Crystal Cove Drive, Palatka

$489,000

28 DOM

41.15 +/- acres in peaceful and tranquil setting of Florahome, with 249 +/- ft frontage on Bellamy Rd. Known for its small-town charm, Florahome is one of the best kept secrets. This would be a perfect place to build your dream home or that weekend getaway you've always wanted. If you love boating, you'll be less than a mile away from George's Lake public boat ramp. George's Lake is an 820-acre lake that can accommodate fishing, skiing, & jet skis. You can feel tucked away in your private oasis, yet have an easy commute to major cities, with approximately 36 miles to Gainesville 23 miles to Palatka, 27 miles to Starke, 20 miles to the First Coast Expressway, and less than 50 miles from St. Augustine & Jacksonville. Property is also near the Ocala to Osceola Wildlife Corridor (O2O) - a 100 mile long passageway that connects the Ocala National Forest to the Osceola National Forest. Belmore State Forest and Etoniah Creek State Forest nearby. Don't let this rare opportunity pass you by!

LOT 21 Bellamy Road, Florahome

$500,000

29 DOM

38+ acres of agricultural land with the space, natural resources, and flexibility to create something truly your own. This property offers electricity already in place, a creek, and a barn/carport-style structure with additional storage. Zoned agricultural and classified as Pine-Hardwood Commercial, the property also offers the potential for future timber income, with the pines nearing another harvest cycle. Whether you're looking for a private homesite surrounded by acreage, a working agricultural property, or a long-term investment with timber potential, this property gives you plenty of room to make it your own. Imagine building a single-family home tucked away among the trees, with more than 38 acres surrounding you for privacy, recreation, farming, or whatever your vision requires. A rare combination of usable land, natural features, existing improvements, electricity, and agricultural zoning makes this Georgetown property worth a closer look.

139 Lakeway Drive, Georgetown

$499,000

53 DOM

Rare opportunity to own a pristine piece of Old Florida. This untouched, never-developed property features magnificent old-growth trees and has exceptional privacy with only one neighboring property. The land boasts approximately 1,052 feet of frontage along the Rails-to-Trails corridor and 1,027 feet of frontage on State Road 100, providing outstanding access and visibility. The entire eastern boundary adjoins the Etoniah Creek State Forest, creating a breathtaking natural backdrop that can never be developed. The property has recently been professionally mitigated, removing underbrush and smaller trees while preserving mature trees 4 inches in diameter and larger. The result is a park-like setting that showcases the beauty of the land while making it easy to explore and envision your future plans. Whether you're looking to build a private estate, family retreat, or invest in a truly unique parcel, this beautiful acreage is the perfect combination of privacy, natural beauty.

960 State Road 100, Florahome

$497,000

3 Beds ⋅ 3 Baths ⋅ 2,540 SqFt. ⋅ 67 DOM

Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-carport, storage shed. Come see it now!!

134 Bowfin Drive, Palatka

$499,900

2 Beds ⋅ 2 Baths ⋅ 1,258 SqFt. ⋅ 99 DOM

A rare offering of 14.3± acres located north of Palatka and just minutes from the First Coast Expressway. Zoned agricultural and suitable for a variety of uses with high visibility and easy highway access. The property can be divided once, making it ideal for a family compound or possibly ag related business. Property includes two driveways, front wood fencing, and 2 wells. The adorable home is well-maintained and features an upgraded kitchen, 2 comfortable bedrooms, 2 bathrooms, a large living room with fireplace, a den/office, and an oversized attached garage. The home is situated at the back of the property, offering privacy, and also has front and back porches and a fully fenced yard. Additional amenities include a large barn/workshop, covered RV/boat storage, a garden area, and ample space for additional buildings. Bring your imagination and make this your dream hobby farm or homestead. Subject to utility easement(approx 5.3 ac) and cell tower easement (approx 1 ac).

751 N Highway 17, Palatka

$499,000

4 Beds ⋅ 3 Baths ⋅ 2,356 SqFt. ⋅ 104 DOM

This property is absolutely stunning, This 4 bedroom 3 bath newly remodeled Doublewide mobile home has new insulated wood encased windows, new skirting, new siding with OSB sub-straight for extra strength, professionally installed tile flooring and tiled showers, 2 large covered porches new metal roof, new AC unit, too many upgrades to list. This home is a must see. This home sits on 8.47 beautifully cleared acres with a new 3 car detached garage. The lake on this land is privately owned and is well stocked for that relaxing day you just want to go fishing in your John boat or off the shore. You can drive your golf cart or truck around the lake and fish wherever you'd like.. Fish feeder is in place already. Land is cleared and ready for all your Adult toys like your, RV, Boat, 4 Wheelers, Golf cart, anything you want. You've got the room. 25 minutes to St, Augustine, Largest Bass Pro Shop coming soon, This is the perfect place to call home and enjoy that retirement that you deserve.

141 Woods Road, San Mateo

$479,500

137 DOM

CALLING ALL INVESTORS!! 38.36 acres directly across from JENKINS ELEMENTARY SCHOOL. This property fronts CR 315,the south boundary is River St, the north boundary is Paseo Way and the east boundary is Del Ave. There is PUBLIC WATER available along CR 315. This property has a lot of cleared area. This would make a GREAT housing development and could be a nice area in eastern part for a park. INTERLACHEN is growing - get in on the growth NOW!!!

238 + 256 County Road 315, Interlachen

$475,000

3 Beds ⋅ 2 Baths ⋅ 1,170 SqFt. ⋅ 16 DOM

Escape to your own private retreat on 19.38+/- acres, where peaceful country living meets modern comfort. Surrounded by majestic oak trees and tucked away from neighboring homes, this exceptional property offers the privacy, space, and freedom that are increasingly hard to find. This cozy 3-bedroom, 2-bath home offers an open-concept floor plan with soaring vaulted ceilings that create a bright and spacious living area. The updated kitchen seamlessly connects to the main living space, making it ideal for entertaining, hosting family gatherings, or enjoying everyday life. A unique loft with a spiral staircase adds extra versatility, providing the perfect space for a guest room, home office, or kids' playroom. Recent improvements include a freshly painted exterior (2026), updated kitchen appliances (2026), washer and dryer (2026), primary shower (2024) and a roof installed (2016), offer added value and peace of mind. These updates, along with the property's private well (2025) and septic system (2024), enhance the self-sufficient country lifestyle this home provides. Step outside and discover everything this remarkable acreage has to offer. The property is cross-fenced and includes multiple outbuildings, providing ample space for livestock, horses, equipment, workshops, hobbies, or additional storage. With no HOA restrictions, you'll have the flexibility to create the lifestyle you've envisioned. Whether you're dreaming of a horse property, hobby farm, flourishing gardens, ATV trails, outdoor adventures, or simply a peaceful place to enjoy nature, this versatile property is ready to accommodate your plans. Established hunting opportunities and abundant wildlife make it equally appealing for outdoor enthusiasts and sportsmen. Enjoy the tranquility of rural living without sacrificing convenience. Downtown Palatka is approximately 20 minutes away, Gainesville is about 45 minutes, and the beaches of St. Augustine are roughly one hour away. Outdoor recreation is close at hand, with Etoniah Creek State Forest just 15 minutes away, offering miles of horseback riding trails, hiking, wildlife viewing, and opportunities to experience Florida's natural beauty. Opportunities to own nearly 20 private acres with an updated home, usable land, and this level of versatility are becoming increasingly rare. Whether you're searching for a full-time homestead, weekend retreat, or a property with room to grow, this is the place that offers the space, privacy, and potential to make your vision a reality.

461 Old Starke Road, Palatka

$480,000

2,624 SqFt. ⋅ 143 DOM

This is an open, active, and vibrant family medical practice for sale, looking for a new owner to service this community located less than 30 minutes from Gainesville. With over 2,000 patients and a twenty-year history of both family practice and obstetric care this established primary care practice is a turnkey operation. This well-kept facility has 20 rooms with 6 exam rooms including two large rooms, a three sectioned reception area, a large administrative office with six workstations, nursing station, lab draw room and three bathrooms. Practice assets both tangible and intangible are included with the property. This site has been a Rural Health Center and remains eligible to stay in the RHC program along as an NHSC site for loan repayment for those providers needing assistance.

1326 Fl-100, Melrose

$500,000

147 DOM

2.97 acres on the St. Johns River, positioned high on a bluff for elevated views and a truly unique homesite. Tucked away behind a long private driveway, this property offers exceptional privacy and is already improved with well, septic, and power. A rare opportunity to create a custom riverfront estate or peaceful getaway with expansive water views and room to spread out.

113 Federal Point Road, East Palatka

$490,000

2 Beds ⋅ 2 Baths ⋅ 879 SqFt. ⋅ 160 DOM

Ready to Trade Traffic for Tranquility? Welcome to your own slice of peaceful country living on 29.21 beautiful acres, zoned agricultural for added tax benefits and perfectly suited for bringing all your animals. Whether you're dreaming of a homestead, family compound, or private retreat, this property offers the space and freedom to make it your own. The property features a 2-bedroom, 2-bathroom single-wide mobile home (870 sq ft) that offers a great starting point and the opportunity to update and customize into your ideal home. OR Live in it short term while building your dream home! This location is a dream for outdoor enthusiasts. Just minutes away, you can explore Lake Broward Park, Dunns Creek State Park, and Mud Springs Recreation Area. Water lovers will appreciate being a short drive from the St. Johns River boat ramp, where days on the water come easy and the lifestyle speaks for itself. Conveniently located just 30 minutes to Palatka for shopping, dining, and everyday needs, and approximately 55 minutes to St. Augustine, you truly get the best of both worlds--privacy without sacrificing convenience. This isn't just a property--it's a lifestyle. A place where weekends are spent on the water or in the woods, evenings are quiet, and the stars actually shine bright at night.

440 Dumbarton Avenue, Pomona Park

$450,000

203 DOM

A place to slow down, spread out, and enjoy the rhythm of the river. This beautiful slice of Old Florida offers approximately 2.05 acres on the St. Johns River, just a short drive about 10-15 minutes from downtown Palatka and roughly 35-45 minutes to Green Cove Springs. Whether you envision weekends on the water, gathering with family, or simply enjoying the quiet that comes with riverfront living, this property provides the setting to make it your own. The lot is mostly cleared, with classic Old Florida cypress trees lining the river and creating a natural, scenic backdrop. A covered dock with an electric boat lift is already in place, making time on the water easy and accessible. The artesian well, sturdy pole barn, and existing electric add functionality and flexibility for future plans. With no HOA, you have the freedom to use your land in a way that fits your lifestyle. Hop in the boat and head out for lunch at Six Mile Crab Shack in St. Augustine. to Renegades on the River in Welaka. You'll also find yourself in the heart of some of the best bass fishing waters in the country. Zoned Residential, Single-Family Estate, this is an opportunity to create a homestead that reflects how you want to live--uncomplicated, connected to nature, and rooted in the character of the St. Johns River.

455 W River Road, Palatka

$450,900

3 Beds ⋅ 2 Baths ⋅ 2,158 SqFt. ⋅ 281 DOM

Welcome to this touch of paradise hidden from the road. Approximately 600 ft from the road, this spacious 3 bedroom/ 2 bath brick home is situated on two parcels totaling 4.47 acres. Wood burning fireplace with built in benches on each side. Garage has been converted into a master bedroom with 2 built in closets, a bathroom, and a laundry room. Large kitchen with farmhouse sink, lots of counter space, soft close cabinets, and a pantry. All appliances stay. Lots of storage throughout the home. Built in Ikea shelves in family room. Enjoy your coffee while sitting out on the back deck overlooking the back yard. Chicken coop in backyard. Well bladder tank replaced within the last 10 yrs. Metal roof 1995 and HVAC installed 2002. Ceiling and interior walls recently painted. Shipping container used for storage. Green shed has electric. 300' frontage of Lake Serena. Two entrances on property. Country living at it's best! Additional Parcel ID: 10-09-23-0000-0282-0000/732 SR26 - 1.84 acres

730+732 State Road 26, Melrose

$450,000

310 DOM

COUNTRY LIVING AT IT'S BEST! BRING YOUR HORSES &/OR CATTLE! 30 ACRES ZONED AG FENCED & CROSS FENCED. Part shaded under mature canopy oaks & part pasture. Acreage is currently under greenbelt with yearly taxes only $257/yr. Build your dream home, barndominium, modular or mobile home & experience peaceful country living! Owner will split the 30 Acres. A 15 Acre parcel will be available for $225,000 see MLS# 2139781. 224 Rodeo Dr (Lot 31) is the access for the 30 Acre parcel & a part of this listing. Must see!

96 Bridle Drive, Interlachen

$475,000

3 Beds ⋅ 2 Baths ⋅ 1,664 SqFt. ⋅ 552 DOM

Enjoy country living on this beautiful 5-acre lot backing up to a dairy pasture providing a tranquil private lifestyle. The spacious split floorplan brick home has an open concept with a screened porch on the front and back of the home. The kitchen features a large walk-in pantry, breakfast nook and formal dining room so plenty of room for entertaining your friends and family. The spacious Master Bedroom has a garden tub and separate shower plus a walk-in closet. The other two bedrooms and guest bath are just off the family room, one with access to the front screened porch. The home comes with an attached two car garage equipped with washer /dryer, Generac, plus two storage sheds. The lot is surrounded by beautiful oak trees and shrubs providing plenty of shade and privacy not to mention lots of wildlife.

163 Boots Road, Melrose

$480,000

763 DOM

3.45 Acres of Commercial land in a great location with other commercial properties around it as well as an elementary school. Approximately 470' on a high traffic four lane highway.

541 S Highway 17, San Mateo

Putnam County, FL Properties between $450,000 and $500,000 for Sale

Newest Putnam County, FL Properties between $450,000 and $500,000 for Sale

Matt Strickland - REALTOR®️️️

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