Palatka, FL Real Estate | Palatka, FL 3 Bathroom Properties for Sale

Coming Soon listing, no showings. 125 FEET OF ST. JOHNS RIVER FRONTAGE! Experience the Florida riverfront lifestyle on 1.26 fenced acres with your own private dock and incredible outdoor living. Built just 5 years ago, this beautifully designed 3-bedroom, 3-bath home offers 2,323 heated and cooled square feet plus more than 1,300 square feet of wraparound porches designed to take full advantage of the riverfront setting. The impressive outdoor living space includes a 12x56 covered back porch overlooking the river--the perfect setting for morning coffee, family gatherings, entertaining or simply unwinding by the water. A private wood dock with substantial concrete-supported pilings provides direct access to the St. Johns River, while a 1,000-square-foot concrete pad offers incredible potential for an outdoor kitchen or additional entertaining space. There's even a 3-person Jacuzzi ready for relaxing at the end of the day. Inside, you'll find LVP flooring, new carpet, granite countertops throughout the kitchen & baths solid wood soft-close cabinetry and walk-in closets in every bedroom. The well-equipped kitchen features a gas LG double-oven range, KitchenAid electric wall oven and Samsung Bespoke refrigerator. A spacious laundry room offers additional cabinetry, a utility sink and granite countertops. This home was built with durability and efficiency in mind, featuring 2x6 exterior wall construction, ZIP System sheathing, a metal roof, hardboard siding, high-efficiency 18 SEER Trane variable-speed HVAC system, tankless gas water heater and a 24KW whole-house generator supplied by a 250-gallon propane tank. Storage and workspace are exceptional with an attached finished 2-car garage plus a detached 24x40 metal building with A/C and an additional 12x40 carport. The property also features an electric entry gate, whole-house water filtration and softener system, pump house, additional electrical capacity for future backyard improvements and a recently replaced septic pump. Riverfront, acreage, exceptional construction, more than 1,300 square feet of covered outdoor living and room for the boats, vehicles, toys and hobbies--424 Cedar Creek Rd offers the space and lifestyle to make the St. Johns River your backyard.

424 Cedar Creek Road, Palatka

$284,900

3 Beds ⋅ 3 Baths ⋅ 1,581 SqFt. ⋅ 1 DOM

Brand-new two-story living with the space and location buyers want! The Ellie offers 3 bedrooms, 2.5 bathrooms, an upstairs loft, and 1,581 heated square feet. All three bedrooms, two full bathrooms, and the laundry room are conveniently located upstairs. The main level features an open kitchen and living area, dedicated dining space, and a half bathroom for guests. Enjoy a covered back patio and a nicely sized backyard with room to relax, entertain, or create your ideal outdoor space. Located near Ravine Gardens State Park, the St. Johns River waterfront, public boat ramps, Palatka Golf Course, hiking trails, shopping, and local dining. Ask how qualified buyers may receive a 1% credit through the preferred lender and close in as little as seven days. Builder warranty included. Schedule your showing today!

1415 Cleveland Avenue, Palatka

$315,000

3 Beds ⋅ 3 Baths ⋅ 1,796 SqFt. ⋅ 7 DOM

Well-cared-for 3-bedroom, 2.5-bath home offering 1,796 square feet of living space in a quiet cul-de-sac setting. This two-story home provides a functional layout with plenty of room to spread out, including a spacious first-floor primary suite and a large laundry/utility room with additional storage. The main living area features a wood-burning fireplace, while the kitchen and dining spaces offer a comfortable setup for everyday living. One of the highlights of the property is the outdoor living space, with both a welcoming front porch and a large covered back porch--perfect for morning coffee, entertaining, or simply enjoying the backyard. Additional features include a durable metal roof, gas tankless water heater, and included washer and dryer. Situated on a .24-acre lot in an established neighborhood, the home offers a peaceful residential setting while remaining convenient to St. Johns River State College, HCA Florida Putnam Hospital, shopping, dining, and other local amenities.

6110 W 4th Manor, Palatka

$350,000

5 Beds ⋅ 3 Baths ⋅ 2,001 SqFt. ⋅ 17 DOM

Welcome to 170 Janice Drive, a rare opportunity to own a brand-new 2026 construction home situated on 4.75 beautiful acres in Palatka. Offering over 2,000 square feet of living space, this spacious 5-bedroom, 3-full-bath home provides plenty of room for a growing family, guests, a home office, or anyone looking for more space and privacy. The open and functional floor plan offers comfortable living areas and a layout designed to accommodate everyday living and entertaining. Outside, the 4.75-acre homesite provides plenty of room to enjoy the outdoors, create your own private retreat, or bring your future plans to life. The combination of new construction and acreage makes this property a unique find in the Palatka area. The opportunities continue beyond 170 Janice Drive. The neighboring property at 162 Janice Drive is also available and features the same 5-bedroom, 3-bathroom floor plan on its own 4.75 acres. Additionally, the 4.75 acres located between the two homes is available separately for $100,000. This creates a truly unique opportunity for extended or multi-generational families looking to live close together while maintaining their own homes and space, or for someone interested in creating a private family compound. Whether you're looking for a spacious new construction home with acreage or envisioning a larger property setup for family and future generations, this is an opportunity worth exploring. With a total of three adjoining 4.75-acre parcels potentially available, the possibilities are exceptional. Schedule your private showing today and come see what makes this property so special!

170 Janice Drive, Palatka

$350,000

5 Beds ⋅ 3 Baths ⋅ 2,001 SqFt. ⋅ 17 DOM

Welcome to 162 Janice Drive, a rare opportunity to own a brand-new 2026 construction home situated on 4.75 beautiful acres in Palatka. Offering over 2,000 square feet of living space, this spacious 5-bedroom, 3-full-bath home provides plenty of room for a growing family, guests, a home office, or anyone looking for more space and privacy. The open and functional floor plan offers comfortable living areas and a layout designed to accommodate everyday living and entertaining. Outside, the 4.75-acre homesite provides plenty of room to enjoy the outdoors, create your own private retreat, or bring your future plans to life. The combination of new construction and acreage makes this property a unique find in the Palatka area. The opportunities continue beyond 162 Janice Drive. The neighboring property at 170 Janice Drive is also available and features the same 5-bedroom, 3-bathroom floor plan on its own 4.75 acres. Additionally, the 4.75 acres located between the two homes is available separately for $100,000. This creates a truly unique opportunity for extended or multi-generational families looking to live close together while maintaining their own homes and space, or for someone interested in creating a private family compound. Whether you're looking for a spacious new construction home with acreage or envisioning a larger property setup for family and future generations, this is an opportunity worth exploring. With a total of three adjoining 4.75-acre parcels potentially available, the possibilities are exceptional. Schedule your private showing today and come see what makes this property so special!

162 Janice Drive, Palatka

$214,900

3 Beds ⋅ 3 Baths ⋅ 1,776 SqFt. ⋅ 24 DOM

Take Advantage of a 5.75% Assumable VA Loan! Welcome home to this spacious and well-maintained 3-bedroom, 2.5-bathroom home in the heart of Palatka! Offering more living space than many homes in the surrounding area, this property combines thoughtful updates with plenty of room to live, work, and entertain. Major improvements--including an updated metal roof, HVAC system, and plumbing--provide added peace of mind for years to come. The inviting eat-in kitchen features white shaker cabinetry and stainless steel appliances with a natural gas range. A versatile flex room offers the perfect opportunity for a home office, den, playroom, or hobby space to fit your lifestyle. Situated on nearly 1/3 of an acre, the oversized yard provides plenty of room for outdoor activities, gardening, or future possibilities. Enjoy your morning coffee from the screened front porch or unwind on the covered rear patio overlooking the backyard. A detached garage offers additional storage, workspace, or parking options. Conveniently located just minutes from Downtown Palatka, Ravine Gardens State Park, Palatka Golf Course, and the beautiful St. Johns River, this home offers easy access to local shopping, dining, recreation. Don't miss this opportunity to own a move-in-ready home with an unbeatable location!

1811 Kate Street, Palatka

$210,000

3 Baths ⋅ 2,382 SqFt. ⋅ 44 DOM

Currently operating as a church, this 2,232 sq. ft. building is zoned Agricultural, which includes single family residential, child & adult day care, a group home having 7 or more residents, religious facility and more. (See list under Documents.) This offering is located on a .92 of an acre lot w/ample room for off-street parking to include RVs. A new metal roof was installed in 2025. It comes partially furnished (see list under Documents), has a full kitchen w/appliances, 3 bathrooms, a sanctuary, fellowship hall and what could be two bedrooms or classrooms. As a church, it can accommodate 100+/- parishioners. The building has central heat and air plus 2 window A/C units.

101 Sesame Street, Palatka

$950,000

4 Beds ⋅ 3 Baths ⋅ 5,073 SqFt. ⋅ 46 DOM

Mid-century modern home for sale by second owner built in 1963 designed by Architect Frank George George this brick home sits on 3.86 acres on round lake no HOAs. Home is over a 4500 ft.². There are two occupied rentals on the property that were previous Airbnbs.Wood-burniupdated master bathroom , plunge pool, Large workshop. Four car carport. this Home feels rural yet it's five minutes from Publix Marshalls all the restaurants. Walmart is two minutes away and you're less than 3 miles to the riverfront. Excellent location close to Jacksonville Gainesville Daytona, all an hour away. This is an estate home unique one of a kind.

118 Herja Acre Lane, Palatka

$519,900

4 Beds ⋅ 3 Baths ⋅ 3,380 SqFt. ⋅ 24 DOM

Welcome to your ultimate private oasis! This stunning 4-bedroom, 3-bathroom heated pool home is ready for entertaining. The Heart of the Home: A Culinary Masterpiece At the center of this residence is a chef's kitchen that perfectly blends rustic warmth with high-end functionality. Whether you are prepping a weekday dinner or catering a grand soirée, this space is fully equipped: Custom Cabinetry & Granite Countertops: Offering immense storage and beautiful, durable workspaces. Premium Details: Anchored by a classic farmhouse sink and a high-performance gas range. Coffee Bar: A dedicated station to elevate your morning routine. Custom Pecky Cypress Pantry: A gorgeous, architectural focal point providing ample, organized storage. Just off the kitchen, the welcoming living room features a cozy wood-burning fireplace--the perfect anchor for cool evenings. Directly adjacent to the living area is a versatile flex room. Ready to adapt to your lifestyle, this space is ideal for a lively game room, a quiet home office, or easily serving as a 5th bedroom. The Entertainer's Dream Backyard While the interior is spectacular, the backyard is where this property truly shines. Step through the back door into a year-round paradise: Heated Pool: Framed by elegant pavers, ensuring the pool season never has to end. Ultimate Outdoor Kitchen: A chef's dream setup featuring concrete countertops, a built-in grill, a stainless flat-top grill, a 2-burner stove, a mini fridge, and an outdoor sink to keep your drinks cold. Spa & Pergola: Wind down under the stars in your private spa, beautifully framed by a relaxing pergola. Covered Front & Back Porches: Giving you multiple spots to enjoy a morning coffee or an evening breeze in the shade. Your Personal Sanctuary & Practical Perks When it is time to unwind, the sprawling master suite offers a daily spa-like retreat: Dual Walk-In Closets: Abundant, separate wardrobe space. Dual Vanities: Ample room for busy mornings. Clawfoot Tub & Walk-In Shower: Choose between a long, deep soak or a refreshing rinse in the beautifully designed walk-in shower. The home's thoughtful layout is rounded out by practical features that make daily living a breeze. Outside, two separate driveways provide an abundance of parking for your guests, plus dedicated space for your boat, RV, and weekend toys. You'll also find a convenient storage shed on-site to keep all your lawn equipment and seasonal gear neatly organized and out of sight. This is more than just a home--it is a lifestyle. Schedule your private tour today to experience this unparalleled entertainer's dream in person!

109 Oak Tree Lane, Palatka

$255,000

5 Beds ⋅ 3 Baths ⋅ 2,001 SqFt. ⋅ 63 DOM

Brand-new 2026 manufactured home offering 5 bedrooms, 3 bathrooms, and two spacious living areas! The open-concept design features a large kitchen island, split-bedroom floor plan, and private primary suite. Complete with a 5-year manufacturer warranty and conveniently located just minutes from shopping, dining, schools, and everyday essentials. Move-in ready and waiting for its first owners--schedule your private showing today! *Some Photos Staged with AI*

119 East Street Street, Palatka

$497,000

3 Beds ⋅ 3 Baths ⋅ 2,540 SqFt. ⋅ 67 DOM

Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-carport, storage shed. Come see it now!!

134 Bowfin Drive, Palatka

$699,000

4 Beds ⋅ 3 Baths ⋅ 2,994 SqFt. ⋅ 71 DOM

OPEN HOUSE!! Sat the 18th 10:00-12:00 Nestled on 2.46 private wooded acres with approximately 142 feet of Cedar Creek frontage, this custom-built all-brick waterfront home offers the perfect blend of comfort, craftsmanship, and outdoor living. With nearly 3,000 square feet of thoughtfully designed living space, the open floor plan is filled with natural light and showcases breathtaking water views through a wall of 8-foot glass French doors spanning the back of the home. Stained concrete floors, soaring ceilings, a wood-burning fireplace, and custom wood cabinetry create a warm yet refined atmosphere throughout. The spacious kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, abundant cabinetry, and a large center island for meal prep and gathering. A split-bedroom floor plan provides privacy, with the expansive primary suite offering tranquil water views, private access to the covered lanai, a spa-inspired bath wi walk-in shower and separate garden tub, and generous closet space. Upstairs, the fourth bedroom and full bath provide a flexible space for guests, a home office, or a bonus room. Step outside and experience true Florida waterfront living. Relax on the covered rear porch, entertain on the oversized patio, or head down to your private dock with covered pavilion for boating, fishing, kayaking, shrimping, or simply enjoying the peaceful surroundings. Cedar Creek offers navigable access to the St. Johns River in approximately seven minutes, making it an exceptional location for water enthusiasts. Built with quality and efficiency in mind, the home also features two HVAC systems, two water heaters, insulated interior walls for added sound reduction and energy efficiency, custom electrical with 200-amp service, an oversized side-entry garage with abundant storage, a large laundry room with custom cabinetry and utility sink, private well and septic, and the added benefit of no HOA or CDD fees. If you're searching for a private waterfront retreat where nature, recreation, and quality construction come together, this exceptional property is ready to welcome you home.

241 Pioneer Trail, Palatka

$249,000

4 Beds ⋅ 3 Baths ⋅ 1,826 SqFt. ⋅ 72 DOM

Roof 2024 Water heater 2024 Plumbing 2022 Gutters lifetime warranty installed 2023 Spacious and versatile 4BR/3BA concrete block home Separate entrance to possible extra bedroom/rental income. This well-designed property features a split-bedroom layout, tile flooring throughout most of the home, and a flexible bonus room that could serve as a home office, guest suite, nursery, or multi-generational living space. The functional floor plan provides plenty of room for everyday living and entertaining. Step outside to a fully fenced backyard with a large storage shed, perfect for tools, hobbies, or extra storage. Conveniently located near shopping, schools, medical facilities, and everything Palatka has to offer. Whether you're looking for extra space for family, guests, or work-from-home needs, this property offers endless possibilities. Don't miss your opportunity to make it your own! Some Photos are virtually staged

104 Oakdale Drive, Palatka

$304,900

4 Beds ⋅ 3 Baths ⋅ 2,070 SqFt. ⋅ 76 DOM

Situated on a quiet City Street, in the Historical City of Palatka, Florida. This home was part of the historical Pentecostal church next door. Live a fun small-town lifestyle, while being just minutes away from major Florida Cities! Enjoy sidewalk lined streets, city utilities, and best of all just walking distance to the beautiful St. Johns River, and Downtown Palatka. Enter onto your massive front porch overlooking the beauty of the front yard, and waving, passersby. This 2,000 plus square ft. home, boasts a large living room, real wood paneling and newer laminate flooring, with a stunning view of the beautiful wood staircase and railing! 4 bedrooms, and 3 full baths. 1st floor is a split floorplan, large owner suite, tub/shower combo bathroom, and walk in closet. The massive window was also a part of the original main church building. 2nd 1st floor bedroom also has a walk-in closet. 1st floor full hall bath, accented by a ''Retro'' full size shower. Enter to an ample size kitchen, with real wood cabinetry, and Corian surfaces. Nice breakfast bar peninsula accents this kitchen. Stainless steel range, microwave, and dishwasher finish top it off! Dining area, overlooking two level, screen porches, with awesome views of treelined rear yard. Have your morning coffee while viewing all the wonderful birds visiting daily! Follow the stairs to the large 2nd floor living spaces, nice landing area, and 2 bedrooms facing opposite sides of home with beautiful views. Lots of attic storage on either side of this floor. Double attached carport, and storage, top off the outside. Palatka is centrally located in NE Florida, with major airports, hospitals, and Florida east coast beaches, less than an hour away. Small town living at its best! Come give this home your personal touch, and a little TLC. I would love to have you be a part of our community and my hometown! Home underwent massive updates and remodel in 1990 by previous owners. Updated appliances, and new washer and dryer all convey. On demand natural gas hot water heater! A must see!

802 S 15th Street, Palatka

$595,000

4 Beds ⋅ 3 Baths ⋅ 2,587 SqFt. ⋅ 81 DOM

Welcome to this spacious 4-bedroom, 2.5-bath home located in the quiet Cedar Creek area of Putnam County. Situated on 1.65 acres, directly across the street from the St. Johns River, this property offers a peaceful country setting to enjoy everyday living. Inside, you'll find plenty of room for family and friends with a comfortable layout that includes open concept living spaces and well-sized bedrooms. The home is perfect for relaxing, entertaining, or simply enjoying the laid-back Florida lifestyle. Step outside and take in the river views, enjoy the fresh air, or spend your weekends fishing, boating, and exploring everything the St. Johns River has to offer. The property provides a great combination of privacy and convenience, with easy access to nearby shopping, dining, and schools. If you're looking for a spacious home in a scenic location with room to spread out, this property is a must-see.

321 Eagle Creek Road, Palatka

$440,000

4 Beds ⋅ 3 Baths ⋅ 2,315 SqFt. ⋅ 126 DOM

Don't miss your opportunity to own this move in ready, new construction home, perfectly situated on a picturesque 1 acre lot. Designed for both comfort and functionality, this home features a 3-car garage offering over 600 square feet of garage space, perfect for lawn equipment or extra storage. Step inside to a thoughtfully designed floor plan that flows seamlessly from room to room. The home offers 4 bedrooms, 3 bathrooms, and a dining area and modern finishes throughout. The gourmet kitchen is a true showstopper, boasting 42'' soft-close shaker cabinets, quartz countertops, and an unforgettable walk-in pantry. Enjoy a split floorplan, with modern finishes. Home features a primary suite and additional room with an en-suite bath. Schedule your showing today!

161 Crestview Drive, Palatka

$422,500

4 Beds ⋅ 3 Baths ⋅ 2,272 SqFt. ⋅ 126 DOM

Don't miss this opportunity own your dream home on a generous lot with room to grow! Nestled on a beautiful 1.17 acre lot, this move in ready, new construction home offers 4 bedrooms, 3 bathrooms, an office and a 2-car garage, providing ample space for your family and lifestyle. In addition to the primary bathroom, there is an additional bedroom with an ensuite bath. The kitchen features 42'' cabinetry with soft-close drawers, quartz countertops, and an unforgettable walk-in pantry with built in shelves. Enjoy the benefits of a split floor plan and modern finishes. . Conveniently located with easy access to shopping, dining, and major roadways, this home perfectly combines comfort, style, and functionality. Schedule your private tour today!

183 Crestview Drive, Palatka

$315,000

4 Beds ⋅ 3 Baths ⋅ 2,088 SqFt. ⋅ 186 DOM

One-of-a-kind and full of character, this Mid-Century Modern-inspired home immediately commands your attention. Thoughtfully updated in 2023, with a metal roof installed in 2018 and a full re-plumb completed in 2025, this home offers the perfect blend of architectural charm and meaningful system upgrades. Drenched in natural light from oversized black-framed windows of every shape and size, the interior celebrates volume, texture, and design. The dramatic main living area features soaring 20-foot ceilings, a stunning balcony overlook, and a massive wood-burning brick fireplace--complete with a built-in wood box--creating the ultimate gathering and entertaining space, with a conveniently located half bath nearby.The primary suite is privately tucked beneath the balcony just off the main living area and features a modest yet stylish en-suite with a walk-in shower and double-sink vanity. Just down the hall, a dedicated office provides the perfect work-from-home retreat. The modern kitchen with gas range flows into a spacious dining room highlighted by a contemporary accent wall, while the walk-through laundry/mudroom adds everyday convenience. Upstairs, two large bedrooms are connected by a Jack-and-Jill bath, offering flexibility for family or guests. Outside, a wraparound concrete patio helps keep maintenance simple while extending your living and entertaining space outdoors. The covered rear patio is ideal for summer barbecues, and the spacious corner lot provides room for boats, trailers, and all your recreational toys. With well and septic service and no HOA, you'll enjoy both independence and functionality--all quietly located in the heart of Palatka just minutes from downtown, the riverfront, and Ravine Gardens State Park.

101 Browning Avenue, Palatka

$525,000

3 Beds ⋅ 3 Baths ⋅ 2,598 SqFt. ⋅ 239 DOM

Step into rustic elegance in this rare Pecky Cypress home featuring soaring 22-ft ceilings, a wood-burning fireplace, and all-electric energy efficiency. Major systems already upgraded: metal roof (10yrs, lifetime warranty), HVAC (5yrs), brand-new energy-efficient windows, updated plumbing, and a new house well (irrigation well also available). Chef's kitchen with double ovens, 2.5 baths, and TVs convey. The standout feature: a massive 60x40 pole barn workshop equipped with 2-post & 4-post vehicle lifts, workbenches, rolling tool storage, an air compressor, and a Gravely mower--all included with an acceptable offer! A rare, move-in-ready package. Schedule your private tour today!

218 Slaughter Road, Palatka

$560,000

4 Beds ⋅ 3 Baths ⋅ 3,841 SqFt. ⋅ 274 DOM

Welcome to 121 Herja Acre Lane, a spacious and well-maintained home set on a full acre with over 3,000 sq ft of comfortable living space. Inside, you'll find a large kitchen with granite countertops and a breakfast bar, an electric fireplace, and generously sized bedrooms—including a fourth bedroom that can easily serve as a second primary suite. Walk-in closets provide excellent storage throughout. Enjoy the outdoors with a fully fenced yard, a large back deck, a covered front porch, brick exterior, and a charming front fountain. Roof from 2016. The property also includes a detached 2-car garage, offering plenty of room for vehicles, tools, or a workshop. With its open layout, spacious rooms, and thoughtful upgrades, this home delivers the space and flexibility you're looking for.

121 Herja Acre Lane, Palatka

$150,000

3 Beds ⋅ 3 Baths ⋅ 1,448 SqFt. ⋅ 79 DOM

Discover the potential of this spacious home, perfectly located with convenient access to shopping and schools. With a little TLC, you can transform this property into the dream home you've always envisioned. Don't miss this opportunity.

127 Mellon Road, Palatka

Palatka, FL 3 Bathroom for Sale

Newest Palatka, FL 3 Bathroom Properties for Sale

Matt Strickland - REALTOR®️️️

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